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Overseas Property
Insurance

Insurance for holiday homes abroad

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Excellent

4.4 out of 5 based on 151 reviews

Protect your holiday home with overseas home insurance

If you’re dreaming of a holiday home or are lucky enough to own one, it’s a good idea to consider overseas home insurance to help protect your investment(s). Overseas home insurance can help cover you against the risks of owning an overseas property, such as damage, theft and liability.

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Why choose Intasure?

with 20 years of experience, you can depend on us for guidance on choosing overseas cover, overseas insurance markets, foreign authorities, and regulators abroad.

Plus, we also offer:

  • Friendly and knowledgeable support from a UK-based English-speaking representative
  • Support at every stage, from getting an initial quote to policy renewal
  • Cover for occupied and unoccupied properties
  • Emergency travel following a successful claim
  • Public liability cover of up to £5 million
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Excellent

Based on 151 reviews

What’s included with overseas home insurance?

Overseas home insurance can offer buildings and contents cover for accidental damage, malicious damage and theft.

Specifically, our holiday home insurance policies can cover:

  • Accidental damage to household fittings, including glass tops in furniture and ceramic hobs
  • Damage from natural disasters like floods, storms, fires, hail and avalanches
  • Protection against accidental, malicious, and theft damage
  • Escape of water or oil from household fixtures
  • Bricks and mortar, including permanent structures within the grounds
  • Public liability cover up to £5 million

Key benefits of our overseas home insurance

  • Occupied or unoccupied cover
    Cover for occupied and unoccupied properties, with up to 60 days of cover for metered water or oil loss.
  • Emergency travel following a claim
    Cover for emergency travel expenses, such as flights, in the event of an insured claim for damages worth £1,500 or more.
  • Temporary accommodation cover
    Cover for emergency accommodation if your overseas property becomes uninhabitable.
  • Swimming pools and hot tubs cover
    Cover for your swimming pools and hot tubs if there’s a fault or damage.
  • Outbuildings cover
    Cover for your holiday home’s other outbuildings, such as summer houses, against damage and theft.
  • Public liability cover of up to £5 million
    Standard public liability cover up to £5 million to protect you against claims for personal injury or third-party damage.

Speak to our specialist team

Speak to our UK-based team to get help finding a policy that’s right for you.

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Abroad holiday home insurance FAQ

Please note that these frequently asked questions aren’t a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

  • Can I insure multiple holiday homes?

    Yes, we provide overseas home insurance if you have multiple properties abroad. It can be more convenient and cost-effective to insure all your holiday homes with one insurer.

  • Which countries are covered by overseas home insurance?

  • What types of property are covered by holiday home insurance abroad?

    We cover a wide range of holiday homes across more than 20 countries and territories throughout Europe and beyond. So, whether you own a beachside villa, a city apartment, a static caravan, or a log cabin, we will do our best to provide you with a quote.

    You can find out more about chalet, log cabin, and overseas caravan insurance below:

    If you need help finding a suitable level of cover, speak to our specialist team. If you need help finding a suitable level of cover, speak to our specialist team.

  • What factors affect the cost of overseas home insurance?

    Various factors affect the cost of overseas home insurance, including the property's location and the likelihood of facing a natural disaster. Other contributing factors are building size and the construction materials used. We consider all these variables and more when calculating your risks to determine a suitable premium.

  • Can I get insurance if I want to let my home out?

    Yes, you can. Letting out a property can be a fantastic way to generate an additional income stream – particularly if left empty for long periods. Our overseas home insurance includes all the buildings and content cover outlined above, plus public liability insurance for insured claims. The latter is a key consideration, as it can protect your finances if guests injure themselves at your property.

  • Why is overseas home insurance important?

    Life can be unpredictable. And you can’t always be at your property to prevent something bad from happening, like damage or theft. Overseas home insurance provides peace of mind and protection. Our policies can cover your overseas home, whether occupied or not. We can also offer emergency travel for insured claims, ensuring you can address issues in person. Plus, we can assist with temporary accommodation costs if your holiday home becomes uninhabitable.