Yes, our policies can provide cover whether your property is occupied or not. However, you must inform us if your static caravan is unoccupied for a continuous period exceeding 180 days.
Our policies include public liability cover up to £2.5 million as standard. It means that if an insured claim arises from a guest who experiences injury, illness, or death while staying at your caravan, we can help cover the costs. If you're residing or staying at a holiday park, you may wish to consider whether
Various factors influence the extent of cover needed, including the value and type of caravan, location, and whether you rent it out. Your policy is also influenced by your choice between new for old or market value cover.
Our static home and mobile home insurance policies cover periods of unoccupancy, but whether you're covered will depend on your policy. Therefore, homeowners must tell us if their caravan is unoccupied for 180 consecutive days or more. Unfortunately, if you have a park home policy, accidental damages and losses aren't covered while your property is
While it is not a legal requirement, holiday home insurance can protect you against risks that regular residential insurance simply won’t. Additional protection provided by holiday home policies includes public liability, as well as emergency travel, loss of rent and alternative accommodation cover.
The level of cover you need depends on your circumstances. For instance, you will likely benefit from public liability insurance if you let out your holiday home in Scotland for extra income. Likewise, you can take advantage of enhanced contents coverage if you store valuables in your property. If you have any doubts about the
Regular home insurance may not be appropriate to cover a holiday property. While it includes buildings and contents insurance, standard policies could leave you exposed. One of the main differences is that holiday home insurance includes public liability protection, which is a key consideration if you accept guests.
The simple answer is no. Holiday home insurance is not a legal requirement for French property. However, it maybe worth considering as it can safeguard your property from several risks, including accidental damage, natural disaster, theft and liability.
Various factors affect the price that insurers quote for holiday home insurance. The following factors will shape the premium you are quoted: Location – beachside, ski resort, and city centre properties cost more to insure than properties in lower-demand areas. Size – large properties attract higher premiums than smaller properties. In addition, villas and homes
There are some similarities between holiday home insurance and cover for your primary residence. For example, it is usually important to cover the building itself and its contents. However, properties in France often have pools and outbuildings, which may also need protection against risks. That’s where Intasure can help. What’s more, our protection provides public
While our mobile home insurance policies offer broad coverage, there are some exemptions. Damage to your property is covered, however, depreciation, deterioration, manufacturing defects and general wear and tear are not. Additionally, damage by pets, moths, or vermin isn’t covered. While theft is covered, theft by deception, such as fraud, is not. Please read the