Do I legally need holiday home insurance for my Ireland holiday home?
No, but not having holiday home insurance could open your property up to risks. Intasure policies feature cover specific to many scenarios Ireland holiday homeowners may face.
How do I make a claim?
To make a claim, contact our UK claims hotline today on +44 (0)345 111 0672
Do I need holiday home insurance to rent out my German property?
Renting out your holiday home is a great way to earn a steady stream of additional income, whether during peak seasons or over the long term. In any case, you may want an insurance policy that protects you against the risks associated with housing guests, especially public liability cover. However, this isn’t a legal requirement.
Do I need both buildings and contents insurance for my holiday home in Germany?
You aren’t legally required to take out holiday home insurance in Germany. However, some mortgage lenders require that a buildings policy be in place. Likewise, contents cover isn’t mandatory, but it could prove essential should a disaster arise.
How much does Expat property insurance cost?
Your expat property insurance premium will depend on several factors, including: The type of policy – premiums differ across expat home insurance, expat holiday home insurance, expat caravan insurance and expat landlord insurance. Location – properties in high-demand areas attract higher premiums than those in lesser-known or emerging markets. Size – the size of your
Is expat property insurance a legal requirement?
No, Expat property insurance is not mandatory. However, if you want to ensure your home and contents are protected, it may be worth thinking about. How much does expat property insurance cost? The cost of your expat property insurance premium will vary depending on several factors, including: The type of policy – the cost of
Can I purchase expat property insurance if I’m not a UK national?
You can only purchase expat home insurance if you’re a UK national or EU passport holder. All we will need are the details of your current domiciled address.
Am I eligible for expat home insurance?
Our relationship with Nordic allows us to organise home insurance for UK nationals and EU passport holders. After the UK left the EU, we formulated a solution that enables us to continue servicing our customers. Nordic is an established subsidiary of our parent company, Gallagher, which holds the necessary regulatory permissions and licenses to provide
What level of caravan insurance cover should I choose?
Your insurance is divided into contents and property cover. Therefore, it is crucial to correctly calculate the value of your contents - especially your static caravan. Miscalculate this figure and you could be underinsured.
Do I need specific cover to use my static caravan as a holiday let?
You may find that you require optional cover, such as extended accidental damage cover, in addition to our standard protection, which covers your caravan and its contents. Please get in touch with our dedicated team to get a better idea of the level of cover you may want.
Does static caravan insurance cover contents?
Yes, you have the option of choosing between new for old or market value cover. New for old means we can cover the cost of replacing a lost or damaged item, or the closest equivalent where this isn’t possible. This relates to your contents and property. Market value cover, on the other hand, means we
Am I still covered if my static caravan is unoccupied?
Yes, our policies can provide cover whether your property is occupied or not. However, you must inform us if your static caravan is unoccupied for a continuous period exceeding 180 days.
