The answer will depend on several factors, including: The size of your business – if you have a large business with valuable contracts, you might face higher costs. The number of employees – more employees typically means paying a higher premium. The location of your premises – if you have an office in an area
As a small business owner, you are legally required to have employers’ liability insurance. In contrast, public liability insurance and products liability cover aren’t legally required; however, you may wish to consider the advantages of having them.