Insurance For Shops
Why obtain your Shop Insurance from Intasure?
At Intasure, we understand the needs of the retail industry, and for that reason, we have developed a specialist retailers combined Insurance policy that provides comprehensive cover to enable you to run your business with the peace of mind that you have adequate protection in force should something sudden & unforeseen occur.
We are a retail insurance specialist with a proven track record in pioneering new products specifically tailored to meet the needs of a business such as yours. We can provide a plain English insurance policy wording underwritten and administered in the UK via helpful and knowledgeable staff.
Obtaining a Shop insurance quote from us is quick and easy especially with our telephone call back facility, you will be connected to our helpful staff who will be pleased to assist you, and we are also open hours to suit business owners who may find it inconvenient to call during the day time.
Our retail & shop insurance policy is as flexible as you need it to be and for convenience and ease of understanding, we have divided it in to several sections with some worthwhile optional extras if required.
If you own the building in which your shop is located, we can also include shop buildings Insurance to your policy cover. If you are a landlord owning a building that is rented to a shop and you just need to insure the fabric of the property and loss of rental income without the business risks, then our property insurance department will be able to offer a quote and include contents of domestic units if required.
What Risks do we cover?
Our Intasure shopkeeper’s insurance policy provides a wide range of covers against all the usual perils a retail business may possibly encounter. If you have a bank or other loan for your business, your lender may want to see that you have a suitable policy in force covering not only material risks such as damage to contents and stock, but also that you have insured for your legal liabilities, particularly in relation to employees, to ensure you comply with the relevant law applicable.
As a shop proprietor you will also want to know that your business is protected in the event that your income is affected following an insured event at the premises. Our policy includes business interruption insurance, thus in the event of a serious incident at your premises such as a fire or a flood we can help protect your livelihood.
We can offer cover for a full set of perils including accidental damage in respect of your Buildings, Contents, Stock, Electronic Equipment, Business Interruption, Rental Income, All Risks, Glass, Book Debts, Goods in Transit, Public Liability, Products Liability, Employers Liability, Deterioration of Stock, and Loss of License.
We can also offer a range of optional covers including Household Contents and Personal Effcts for Owners or Employees, Subsidence, Ground Heave & Landslip, Theft by employee – Fidelity Cover and Specified All Risks.
For details of the extent of our cover please refer to our Key facts & Policy Documents.