Call Us Now for a QUOTE: 0345 111 0680 – Weekdays 9am – 7pm | Saturday 10am – 3pm

Call Us Now for a QUOTE: 0345 111 0680 – Weekdays 9am – 7pm | Saturday 10am – 3pm

Vehicles in the garage

By |2019-10-19T12:58:11+01:00October 19th, 2019||

Question Can two scooters (in the garage) be covered due to flood? Answer We are unable to provide cover for any vehicles whether on the road or not as this needs to be covered under motor insurance, the exception being sit on lawn mowers. Restriction of Building Cover to Individual Apartment/Flats (England and Wales) Where

How to access Policy Wording

By |2019-10-19T12:58:11+01:00October 19th, 2019||

Question Could you email me a copy of the applicable terms and conditions so as to facilitate comparisons? Answer There is a link to the policy wording and summary on the e-mail we sent you with our quote, it can be found by following the ‘click here’ button at the bottom of the page and the

Tenants

By |2019-10-19T12:58:11+01:00October 19th, 2019||

Question Can I insure my tenants contents? Answer No, we are only able to cover your contents as the property owner. Question I am renting a property, what insurance can I take out? Answer As a tenant you are able to take out contents insurance, the buildings and public liability cover must be insured by

Taxes and other charges

By |2019-10-19T12:58:11+01:00October 19th, 2019||

Question What are the taxes and other charges applied to my quote? Answer The taxes are for Insurance premium tax in the UK or the taxes applicable to the country we are insuring in if outside the UK. The other charges are to cover our administration costs as we have no charges for cancelling, making

Maximum amounts

By |2019-10-19T12:58:11+01:00October 19th, 2019||

Question Are there any limits to the amount that can be claimed under contents for valuables? Answer The maximum amount that can be claimed for valuables is 20% of the sum insured, if you take £20,000 contents cover then you can claim up to £4,000 of valuables,  up to 40% of entertainment equipment (TV’s, computers

Minimum amounts

By |2019-10-19T12:58:11+01:00October 19th, 2019||

Question What is the minimum amount of contents cover I can insure? Answer Under our Holiday Home Policy and UK Landlord Policy the minimum amount of contents we can cover is £2,000 under our UK Main Residence Policy the minimum is £10,000. Please note that we do need to insure all of of the contents

Optional extras

By |2019-10-19T12:58:12+01:00October 19th, 2019||

Question What does accidental damage cover include? Answer Accidental damage cover is for incidents such as red wine being spilt on the sofa or a football kicked through a window. Under our UK Main Residence Policy and UK Landlords Policy this cover is given as standard, under the Holiday Home Policy it is optional, and

Information required for a quotation

By |2019-10-19T12:58:12+01:00October 19th, 2019||

Question How is the premium calculated? Answer Unless your property is listed or built before 1850 (UK only) we calculate the premium using the type of property (detached, terrace etc), approximate year of build, the number of bedrooms and whether there are any outbuildings or a private swimming pool. Claims made within the last five

Quoting Criteria

By |2019-10-19T12:58:12+01:00October 19th, 2019||

Question My property is Grade ll listed, do I need to supply a rebuild cost and where will I get this information? Answer In order to quote for listed properties and properties built before 1850 we need a rebuild cost as this is how the premium is calculated. The re-build cost will be shown on

Swimming Pools

By |2019-10-19T12:58:12+01:00October 19th, 2019||

Question If the swimming pool is polluted due to flood or something like that, is that covered? Answer If pool is damaged by an insured peril and this pollutes the pool then there is cover. Question Are there any exclusions regarding the swimming pool? Answer The following details the exclusions regarding the swimming pool, and

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