French Home Insurance for EU Residents
French Property Insurance
There’s no two ways about it – we have a real love-affair with France. Its stunning countryside, the wide-open spaces and wonderful beaches of Normandy, those charming market towns that haven’t changed since medieval times: France is a magnet for UK holidaymakers. Over the past 20 years or so, rather than relying on campsites and hotels, more and more Brits have decided to invest in holiday homes, static caravans and park homes in France. There are even those who have made the move a permanent one, and relocated to France full time.
But just like holiday homes and caravans in the UK, you should consider protecting those French assets from a wide range of potential hazards, from natural disasters like floods and storms to damage caused by letting them out. That’s where Intasure can help.
Holiday home insurance in France
Whether you’re living in France permanently, or have decided to make it your regular home-from-home with a spot in the countryside you can pop over to whenever you want, you should take steps to financially protect your asset. You can sort out competitive holiday home insurance in France right here, in the UK, with Intasure.
Why do I need insurance?
Holiday home insurance in France is there to help protect your finances against problems like fire and flood damage, theft, or accidental damage. Whether you’re there a couple of weeks every few months or living permanently in your French hideaway, we can help.
French property is hot right now, but with a mortgage you may need to demonstrate to your lender that you have adequate home insurance. France has similar rules and regulations when it comes to home and contents insurance as you’ll find in the UK, but there are some subtle differences. That’s why it’s important to talk to a provider that really understands French holiday home insurance, and can provide you with cover that helps protect both your home and your personal property.
To make sure you receive appropriate cover for your French property, it’s important that you understand exactly what needs protecting. For example, many villas in the south of France have swimming pools, garages or outbuildings, all of which can be covered with Intasure as part of your French property insurance policy.
Making your investment pay dividends
If you’ve invested in a static caravan, park home or holiday home in France, you won’t be using it all the time. So while you’re not there, why not consider renting it out and earn an additional stream of income from holiday lets? To help make sure you’ve got every base covered, our French property insurance policy includes Public Liability cover of up to £5million as standard.
Why should I consider Public Liability?
If you rent out your French holiday home or static caravan, and someone is injured or their property is damaged while they’re staying at your holiday let, then they could put in a claim for compensation. Public liability can cover you against the cost of a claim. You may also find that some listings agencies will not list your property as a holiday let unless you have public liability cover, so it is can be an important consideration if you want to rent your home out.
French Property Insurance – what else is covered?
At Intasure, our cover can protect your holiday home in nearly any region of France and includes*:
- Emergency travel expenses after a major claim
- Protection against damage during short or long term lets
- Loss of rental income following an insured claim
- Covered when unoccupied
- Additional cover for hot tubs, pools, and outbuildings.
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Find out more with Intasure
Holiday home insurance in France could be essential if you want to help protect your investment and yourself against a range of risks.
Our Holiday Home insurance has been designed to meet the needs of Holiday Home Owners. Post Brexit, we have developed a solution which enables us to continue to service the needs of our customers who may reside in the EEA*
Our sales team are experienced in providing policies that cover property overseas, from apartment insurance in France to house and contents cover for ex-pats. To find out how Intasure can help, call us on 0345 111 0680 and talk to our sales team, or fill in our online quote form and request a no-obligation quote today.
*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.
Services are provided by a Swedish company in our group – Nordic Försäkring & Riskhantering AB. (“Nordic”). Intasure is trading name of Nordic so our branding, documentation and approach will remain that which you are familiar with.
Intasure is a trading name of Nordic Försäkring & Riskhantering AB which is authorised by the Swedish Financial Supervisory Authority. Incorporated in Sweden under company number 556418-5014 with registered address at Mölndalsvägen 22, 412 63 Göteborg, Sweden.
Holiday homes – View and download important product information document:
Holiday home insurance, View and download policy wording: