home insurance in Portugal for EU Residents
More laid-back and intimate than its bigger cousin Spain, Portugal is a unique country with a personality all of its own. That easy-going approach to life, as well as some of the best Atlantic coastline in Europe and some exceptional holiday hotspots, has turned this sleepy country into a vibrant and hugely popular tourist destination.
While some may be happy to spend a couple of weeks in a hotel, there are more and more Brits who are going one step further, and buying their very own holiday homes and static caravans in Portugal.
That’s a big investment, so if you want to help make sure your investment has the protection it may need (whether you’re there or hundreds of miles away back home in the UK), we can provide you with property insurance for Portugal holiday homes and static caravans.
Why should I consider home insurance in Portugal?
Like any other home, you’re likely to want to make sure that if something happens to damage either the building itself or your contents, you can afford to replace them or repair your property. Holiday home insurance for properties in Portugal means you could have that peace of mind, knowing your building and contents can be adequately insured and protected.
Even if you spend most of the time elsewhere, our Portuguese holiday home insurance can help protect your assets when the house is vacant. In addition, if you decide to rent it out to earn a little extra income, our holiday home policy includes public liability cover.
Public Liability insurance – included in your holiday home policy
Unless you decide to permanently relocate to your holiday home in Portugal, there are going to be times when it’s sitting unused. One thing to consider doing is to make your asset work a little harder and start generating an income for you, by renting it out as a holiday home.
Purchasing property insurance in Portugal
To make sure you get suitable cover for your holiday home in Portugal you must first know exactly what needs protecting. For example, you might want to consider protecting your home against theft, especially if it’s likely to remain unoccupied for some time.
You may also have a few extras that need protecting, such as pools and hot tubs.