Get a Quote Customer Login
Get a Quote

Park Home Insurance

  • Tailor your park home insurance cover to suit your lifestyle
  • Offers peace of mind to enjoy the leisure time you have earned
  • 24/7 park home insurance emergency claims service
Get A Quote Call Us On 0345 111 0680

  • Cover in more than
20 countries

  • Over 20 years of holiday
home expertise

  • 24hr emergency
claims helpline

  • Cover for unoccupied properties included

Help Protect Your Park Home with Insurance That Suits Your Lifestyle

Park homes can be a significant investment, so it makes sense to protect yours against common risks. Park home insurance is a type of caravan insurance that can help safeguard your home from damage, theft, and other unexpected issues.

At Intasure, we offer residential park home insurance to suit your lifestyle. Our team can help arrange suitable cover for your park home and the risks you face.

Get A Quote

What Is Park Home Insurance?

Park home insurance is a type of specialist cover for residential park homes— typically prefabricated bungalows located on private, managed sites. While they might look like static caravans, park homes are often larger and built for use as a primary residence.

Insuring a park home comes with different considerations than a traditional brick-built property or a touring caravan. That’s why we offer policies designed specifically for these special properties, considering factors such as unique construction materials, layout, location, and risks.

Get A Quote
Our Partners

Intasure works with an established partner to provide flexible insurance options.

What Can Park Home Insurance Cover?

Park home insurance can help protect the structure and contents of your home, alongside various other risks.

Depending on the level of cover you choose, it can include:

  • Buildings insurance

    Helps protect the physical structure of your park home, including walls, roof, and permanent fixtures.

  • Contents insurance

    Can cover personal belongings inside your park home if they’re damaged, lost or stolen.

  • Loss or damage

    Can include protection against common risks such as fire, flood, theft or vandalism.

  • Public liability cover

    Can cover legal costs and compensation if someone is injured or their property is damaged at your park home, up to £2.5 million.

  • Adverse weather or storms

    Can protect your home from weather-related damage like strong winds or heavy rain.

  • Subsidence cover

    Helps cover costs if your home is damaged by ground movement.

  • Alternative accommodation and pitch fees cover

    Can cover temporary accommodation and site fees if your park home becomes uninhabitable.

  • Replacement locks and keys cover

    Can help with the cost of replacing stolen or damaged keys and locks.

  • Emergency accommodation

    Can cover short-term alternative housing in emergencies.

Optional extras

You can upgrade your park home insurance policy for added protection against other risks. This can include:

  • Accidental damage extension cover

    Can add protection for unexpected damage caused by accidents.

  • Increased liability cover to £5,000,000

    Can provide higher liability limits, which is often required by some residential park sites.

  • Cover for items away from the park home

    Can extend protection to personal items when taken outside the home.

  • Legal expenses

    Can cover legal costs for issues like property disputes or liability claims.

Policy limits and exclusions may apply. Please see the policy wording for full terms and conditions.

Get A Quote

What Our Customers Say About Us

Excellent
trustpilot-rating

Based on 148 reviews

Why Choose Park Home Insurance From Intasure?

At Intasure, we specialise in caravan insurance, so we know how to help you find suitable cover for your park home. Whether you’re after overseas static caravan insurance or want to protect your UK-based park home, we’re here to help you.

*Correct as of August 2025

Here are some reasons to choose us:

  • Specialist expertise

    We’ve been providing tailored park home insurance solutions for almost two decades.

  • Flexible policy options

    Our policies can be customised with a range of optional covers to suit your lifestyle

  • UK-based support

    Our friendly team is available to answer your questions, make changes to your policy, and assist with renewals.

  • Highly rated customer service

    We’re proud to have been rated Excellent on TrustPilot* by customers like you.

  • Quick and easy quotes

    Speak to our advisors or use our online form to get a personalised quote.

Get A Quote

Get a Park Home Insurance Quote

It’s easy to get a park home insurance quote with Intasure. We’ll just need some basic personal details, plus information about your park home and the cover you’re after. This can include:

  • Your name and contact details
  • The make and model of your park home
  • The year it was manufactured
  • Whether it’s used as a primary residence or holiday home
  • What security features are in place
  • The level of cover you’re seeking

You can get a quote online or speak to our team directly by calling 0345 111 0680. We’ll help guide you through the process and find a suitable policy.

Park Home Insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

  • Is park home insurance compulsory?

    No, park home insurance isn’t legally required, but some residential park sites may insist on having cover in place. Even if it’s not mandatory, insurance can offer valuable protection against damage, theft, or liability claims. Without it, you could be left financially liable for costs, or worse, lose your home. Get an insurance quote for your park home using the button below or contact our UK team on 0345 111 0680 for more information.

  • How much does park home insurance cost?

    The cost of cover depends on several factors, including:

    • Location: Sites located in low-crime and low-risk areas typically cost less to insure. If there’s a higher crime rate or risk of flooding, your premium may be higher.
    • Size: The dimensions of your park home and pitch can affect insurance prices.
    • Age: An older park home is more likely to need work, so it may cost more to insure. We cannot insure park homes over 30 years old.
    • Type: The construction of your park home and cost to repair can also impact insurance fees.
    • Value: More expensive park homes can cost more to repair or replace, so insurers usually consider this too.

  • How can you get cheaper park home insurance?

    To help lower the cost of your premium:

    • Improve your security with alarms or approved locks
    • Choose only the cover you really want
    • Pay annually rather than monthly to avoid instalment fees

  • Can you pay for park home insurance in instalments?

    Yes, you can pay over 12 monthly instalments subject to a soft credit check

  • How much cover do I need for my park home?

    This depends on the rebuild cost of your park home and the value of your contents. You’ll also want to think about any extras you’d like to include, such as liability cover or protection for items outside the home.

  • Do I need specific cover to use my park home as a holiday let?

    Yes, if you rent out your park home as a holiday let, you may want to consider extra cover. This could include accidental damage protection, public liability for guests, and loss of rent cover.

  • What’s not covered by park home insurance?

    Some things aren’t included as standard, such as gradual wear and tear, poor maintenance, or certain types of accidental damage. For full details, please refer to the Insurance Product Information Document (IPID).

  • How do I make a claim?

    If you need to make a claim:

    1. Check your policy and schedule to confirm you’re covered
    2. Download a claim form from the Intasure website
    3. Complete the form and return it to: claims@intasure.com

    You can also call the claims team on +44 (0)345 111 0672:

    • Monday–Friday: 8:30 am to 5:00 pm
    • 24hr emergency claims: Same number

FP1297-2025. Exp. 01.09.2026

Get A Quote

Policy Documents

View our policy documents to discover the cover Intasure can provide.

Policy Documents
Need Help?
Call us on 0345 111 0680

Mon to Fri, 9am - 6pm

Helpful Articles From Intasure