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Make sure you have suitable property protection when using Airbnb

If you’ve got a home in a prime location, such as in the heart of a capital city or in a popular holiday location, renting it out when you’re not there is a great way to generate a bit of extra income. In the past few years, the Airbnb phenomenon has really taken off, meaning ordinary people can stay in comfortable homes all over the world.

However, letting complete strangers stay in your home comes with its own potential risks. To offer homeowners a little extra peace of mind, Airbnb insurance has been developed specifically for those who want to rent out their home to paying guests.

At Intasure, both our household and holiday home policies can include Airbnb hosts too, giving you the flexibility to rent out your home to guests whenever you want.

Airbnb Letting Insurance

Airbnb is changing the tourism industry and creating new opportunities for tourists, business travellers and hosts. In the UK, the Airbnb concept has really taken off, challenging the traditional hotel or holiday home concept, and is especially popular for short breaks in key locations.

As an Airbnb host, if you’re insured with Intasure, you will automatically be covered for*:

Some of the benefits with Intasure Airbnb host insurance are:

  •  Short term lets of up to six months

  •  Loss of rent following an insured claim

  •  Accidental damage cover – increased cover available on request

  •  Public liability cover up to £5 million

  •  Notifications not required when letting the entire property

We understand the last-minute nature of Airbnb bookings, so you don’t need to contact us every time you receive an entire property booking. This makes it even easier for you to provide flexible short notice let without it affecting your Airbnb insurance policy. All you have to do is let us know if you have received a partial room booking.

What does cover for rent include?

Cover for loss of rent means that if, for example, your house incurs damage such as a burst pipe that prevents either yourself or a guest from staying in the property it can cover the lost income you would have made from your Airbnb guests.

What if my guests damage my home?

This is one of the biggest worries for anyone renting a home out as an Airbnb rental, but with our Airbnb contents insurance, you can have the reassurance that you have cover against accidental damage. You can increase that cover if you want to, there may be additional premiums that can be applicable to certain types of cover.

Public Liability insurance

As part of your Airbnb home insurance, we include public liability protection of up to £5million. This means that if a guest is injured while staying at your Airbnb or their personal property is damaged and they make a compensation claim against you, your Airbnb homeowner’s insurance can help protect you against the legal costs.

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Why go to Intasure?

At Intasure, we have over 15 years’ experience in providing our customers with insurance. As an Airbnb host insurance provider, we are aware of the challenges and issues landlords face every time they welcome a guest into their home.

To find out more, talk to one of our sales and help find an insurance policy for your Airbnb. Call us on 0345 111 0680 today.

Get a Quote Now >>

*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.

Ref: WB15-2021o

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