What is holiday let insurance?
Holiday let insurance can offer financial protection for holiday homeowners who want to rent out their property on a short-term or long-term basis.
A holiday let can provide cover for a short weekend break to a stay of 60 days or longer. In either case, we’ve got insurance that helps keep you protected through the seasons. For instance, our holiday let insurance in the UK and abroad can include cover for public liability, accidental damage, and loss of rent following an insured claim.
Why take out holiday rental insurance?
Letting out a second home can be a great way of generating additional income when you’re not using the property. However, if things go wrong, you could find yourself out of pocket and left with the stress of damage which can be difficult to manage if your holiday let is abroad.
That’s why we offer holiday let insurance. It can help protect your finances and offer reassurance should the worst happen.
Holiday rentals can often be left unoccupied for long periods, potentially exposing them to additional risks. Therefore, if your holiday let is damaged by the elements or your contents are stolen and this is outlined within your policy, expenses for repairing or replacing can be covered, and our team is on-hand to help.
What does holiday let insurance cover?
Our holiday let insurance is available in more than 20 countries and territories across the EU and beyond. Our policies include public liability insurance up to £5 million. That means you can have a safety net following an insured claim. For example, if a guest is injured, taken ill, or unfortunately dies on your property.
Our cover is offered on an annual basis, offering protection for both short term lets or long term lets of up to 6 months. Many holiday let insurance providers limit the number of ‘unoccupied’ days you can have before the property is exposed to only 30 days. The result is added pressure on holiday letters and landlords to find renters during the off-peak season or in economic downturns. With us, your property can be protected when unoccupied for up to 60 days.
If you do need to make a claim, we can provide an emergency travel reimbursement so that you can quickly get to your property and avert any disasters. Loss of income protection can also provide additional support following a guest claim. Like a standard home insurance policy, our holiday let insurance covers buildings and contents insurance. Cover for swimming pools and hot tubs is also included.
Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
What properties does our holiday let insurance cover?
A range of property types in the UK and abroad can be covered, from static caravans in holiday parks to houses and apartments throughout Europe.
Here are some of our most popular holiday let insurance property types:
In what countries does holiday let insurance extend to?
Our policies can be available for holiday lets in more than 20 countries and territories across the EU and beyond.
Here is a list of the holiday let insurance destinations we can provide cover in:
Why choose Intasure?
What sets our holiday let insurance apart? Whether you’re occupying the property or are out of the country, you can be covered for up to 60 days of property unoccupancy.
With Intasure, you will always deal with an English-speaking representative no matter where your property is located, so nothing gets lost in translation. Also, our policy documentation is in English, so you can quickly get to grips with what your policy offers.
We will support you every step of the way. Whether that means helping you pick out a suitable policy or managing your claims, we’re here to help take the stress away from renting out a holiday home.
Holiday lets insurance FAQs
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.