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What is holiday let insurance?

Holiday Let insurance is a specialist insurance that provides cover for owners who let their holiday home out to paying guests. That can be anything from a short break of a couple of days to a longer stay of 60 days or more. It can also cover properties both in the UK and abroad. At Intasure, our Holiday Let home insurance includes cover for public liability, accidental damage and loss of rent following an insured claim.

Owning a holiday home is something that most of us aspire too, which is why if your dream comes true you should consider how your property is properly protected. This is particularly true if your holiday home is overseas, and you are based in the UK.

holiday let cover

Holiday Let home insurance for properties abroad offers peace of mind that if something does happen to your property when you are not there, you can be protected against the consequences, including loss of rent and even damage from natural events such as earthquakes depending on risk location.

Intasure Holiday Let insurance – covering property abroad

Intasure is a holiday letting insurance specialist, helping thousands of people protect their properties, both while unoccupied and when they are rented out. We believe that our customers want cover that is competitive and extensive, so we have developed holiday let house and contents insurance that provides protection for properties across 40+ countries, including Spain, Portugal, and France.

Our insurance product has been adapted for holiday rental property to include those little extras you may not normally find on ordinary house and contents cover. For example, many Spanish villas and apartments have pools or outbuildings, all of which can be covered with Intasure’s holiday home insurance products. We can also provide additional cover for items such as hot tubs, outbuildings that are not used as holiday lets, and even stables.

Why take out Holiday Let insurance?

Letting out a second home is a great way to make some extra cash, and to generate some income when you’re not using the property yourself. However, if things go wrong you could find yourself not only out of pocket but also having to deal with the cost of repairing damage to your property. Our range of insurance products can help protect you against all these issues, which is one of the reasons why people choose Intasure to help protect their holiday homes.

Is there anywhere you don’t cover?

While we are always happy to talk to customers about providing them with holiday home rental insurance, there are some countries or specific locations that we are either unable to offer cover, or are limited in the type of cover we can provide. If you are not sure, feel free to talk to one of sales team, who will be happy to go through our policy with you.

In some countries, you will need to fulfil certain criteria to get holiday home insurance cover. For example, in Italy, you must have a Codice Fiscale to be able to get insurance. This is like the UK’s National insurance number and is required for many aspects of life in Italy, including getting insurance.

What do you cover?

Intasure’s Holiday Let insurance includes a number of features that help protect your property during both short and long term lets, including*:

  •  Cover for long or short term lets – from weekend lets to longer rental occupancies
  •  Public liability cover of up to £5million included as standard to help protect you against potential financial consequences of compensation claims for personal injury or damage to property
  •  Protection for swimming pools and hot tubs
  •  Temporary accommodation cover – if your holiday let is damaged and you cannot stay in it, we’ll help you find temporary accommodation

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Find out more with Intasure

Our sales team is always happy to help you find insurance for your holiday home. Whether you own multiple properties around the world or are simply letting out your Spanish villa to generate a little extra income, we can offer you holiday let insurance cover.

Call us on 0345 111 0680 to find out more and get more from Intasure holiday rental insurance.

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*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.

Ref: WB15-2021q

Product information
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Policy Wording
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