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Protect your overseas property with holiday home insurance abroad.

Owning a holiday home abroad is an extremely exciting prospect. However, to ensure you can enjoy regular escapes to the sun you may want to consider holiday home insurance abroad to keep your property safe.

That’s where we come in. At Intasure, we have nearly 20 years of experience providing broad cover to holiday homeowners in our capacity as holiday home insurance specialists. We use our experience to develop insurance coverage specifically for the challenges of owning a holiday home abroad, giving you the confidence that you have cover in the event of an insured claim. Get in touch with our specialist team today to get a quote or find out more.

What is overseas holiday home insurance?

Holiday home insurance can protect against building damage or losses incurred at your overseas property.

If you own a home in sunnier climes, or you’re looking to purchase a new property in a holiday destination abroad, you may require holiday home insurance. Regular home insurance may not be enough to mitigate your risks. Instead, a policy designed for properties that are naturally left unoccupied for long periods, especially during the off season can be more appropriate. Therefore, it’s important that cover protects your property against damages and theft, even when you’re not there.

What cover is included with holiday home abroad insurance?

Our holiday home insurance comes with buildings and contents cover as standard. That can offer you protection for both accidental and malicious damage, along with theft to your buildings and contents. Unfortunately, some holiday home insurance providers decouple building and contents cover which can lead to more expensive premiums. By pairing these common policy threads, we offer a more well-rounded package.

Buildings insurance offers cover for your bricks and mortar, including permanent structures used for domestic purposes within the grounds of your holiday home.

Our building cover protects you against the following:

  • Damage to buildings due to natural disasters and/or a defective design

  • Physical loss or damage caused by fire, smoke, riot, malicious damage, storm, flood, hail, earthquake (Dependent on location) and avalanche

  • Accidental damage

  • Escape of water, sewage or oil

  • Public liability

Contents insurance cover safeguards your household goods, fittings, and personal property – including things like any valuables and money.

Contents cover protects against the following:

  • Loss or damage to contents due to natural disaster

  • Theft

  • Accidental damage

Some of the key benefits of Intasure overseas holiday home insurance include:

Cover whether the property is occupied or unoccupied One significant benefit of choosing Intasure as your holiday home insurance provider is that we cover properties whether they’re occupied or unoccupied. This includes up to 60 days unoccupancy cover for loss of metered water or oil. That means you can relax in the knowledge that your holiday home is protected when you’re in the UK.

Emergency travel following a claim

If something untoward happens, you’ll want to be nearby as soon as possible. But getting a flight at the last second can be expensive. Choose Intasure, however, and we’ll give you emergency travel after an insured claim for damages worth £1,500 or greater. That means the cost of a flight won’t hold you back from rectifying a crisis.

Temporary accommodation cover

Need somewhere to stay for the duration of your visit? We can cover emergency accommodation provisions to keep a roof over your head.

Protection for swimming pools and hot tubs

Many holiday homes abroad come equipped with swimming pools. That’s why our holiday home insurance covers swimming pools and hot tubs, so if there is a fault or damage caused, we would reimburse you those costs in the event of a successful claim.

Cover for outbuildings

It’s good to know that your holiday home insurance isn’t restricted to the four walls of your main property. Summer houses and other outbuildings are equally important, so our policy gives you damage and theft protection for these too.

Public liability cover of up to £5 million

Public liability cover for insured claims is included as standard with our policies, protecting you against claims brought about for personal injury or damage to a third party.*

*Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

What types of property are covered by holiday home abroad insurance?

We cover a wide range of holiday homes across the UK and more than 20 countries and territories throughout the EU and beyond. So, whether you own a beachside villa, a city apartment, a static caravan, or a log cabin in the peace of the wilderness, you can get covered with Intasure.

You can find out more about chalet, log cabin and overseas caravan insurance below:

If you need help finding a suitable level of cover, speak to our specialist team today. We’re always on-hand to assist in keeping your holiday haven safe. What’s more, we back your holiday home insurance with our dedicated personal service.

Insurance for holiday homes in more than 40 countries

We’ve spent years ensuring customers find suitable holiday home insurance for their properties in Spain, France, Italy, Greece, Cyprus and further afield.

By gathering valuable information concerning your holiday home insurance policy you can learn how to protect your investment.

We can cover holiday homes in the following destinations:

  • UK (Wales, Scotland, Northern Ireland, Guernsey, Jersey, Isle of Man)

Why choose Intasure?

Our vast experience dealing with overseas insurance markets, foreign authorities and regulators means our holiday home cover is continually adapted to the latest rules. For you, that means having a policy tailored to the market your holiday home is based in.

Worried about dealing with a claim while away? Don’t fret. You’ll always deal with a UK- based English-speaking representative who understands how to support you. That means not getting lost in translation — one less stress. Moreover, your policy documentation is always written in English.

We’re on-hand every step of the way. From policy quotation to renewal, we’re here. That includes making any modifications to your policy if circumstances change.

Holiday Home Insurance Abroad FAQs

Please note that these Frequently Asked Questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

Can I insure multiple holiday homes?2022-02-11T13:25:18+00:00

Yes, we provide foreign holiday home insurance for those who have multiple properties abroad, as well as investors. It can be more convenient and cost-effective to insure all of your holiday homes with one insurer.
With Intasure, you can do just that. This presents you with an easy to manage policy.

What factors affect the cost of holiday home insurance?2022-02-11T13:26:27+00:00

Various factors affect the cost of holiday home insurance, including the popularity of the area, the location of the property, and its likelihood to face a natural disaster. Other contributing factors are building size and the construction materials used. We take into account all these variables and more when calculating your risks to determine a suitable premium.

Do you insure holiday homes in every country?2022-02-11T13:27:21+00:00

At Intasure, we cover a wide range of holiday homes across the UK and more than 40 countries and territories throughout the EU and beyond. However, the scope of cover varies between different nations, and in certain markets, our cover is limited by local rules. If you have any queries about the level of cover available in certain markets, contact our customer service team today.

Can I get insurance cover if I want to let my home out?2022-02-11T13:28:02+00:00

Yes, you can. Letting out a property is a fantastic way to make an additional income stream – particularly if it’s left empty for long periods. So, you’ll be happy to hear that we provide cover that protects you if there is an accident or disaster at your rental property.

Our holiday let insurance includes all the buildings and content cover we’ve already outlined above, plus public liability insurance for insured claims. The latter is a key consideration, it can safeguard your finances if guests injure themselves, or there’s damage to your property.

Why is overseas property insurance important?2022-02-11T13:28:39+00:00

Out of sight, out of mind? Not quite. You’ll want to keep your pride and joy in tip-top condition while out of the country. That starts with considering holiday home insurance. With Intasure by your side, you will know that your home has protection whether occupied or not.

Leaks, floods and other forms of damage to your home are almost impossible to deal with from the UK. That’s why we offer a helping hand with emergency travel for insured claims, allowing you to get there quickly. We’ll even contribute to temporary accommodation if the damage means your holiday home isn’t fit for guests.

Intasure Customer Reviews

To find out more about our holiday home insurance abroad policies get in touch today!

*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.

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