Bulgaria Holiday Home Insurance

Tailor your Bulgaria holiday home insurance cover to suit your lifestyle
Offers peace of mind to enjoy the leisure time you have earned
24/7 Bulgaria holiday home insurance emergency claims service

Cover in more than 20 countries
Over 20 years of holiday home expertise
24hr emergency claims helpline
Cover for unoccupied properties included

Protect Your Second Property With Holiday Home Insurance In Bulgaria

In recent years, Bulgaria has become a popular tourist destination, and it’s easy to see why. Beautiful beaches, ancient churches, and imposing mountain ranges make this a desirable destination for many.

If you’re looking to own a holiday home in Bulgaria or already do, you may want to consider how you can safeguard your property. Here at Intasure we can help you find suitable cover.

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What Is Bulgarian Holiday Home Insurance?

Bulgarian holiday home insurance provides cover for second homes across Bulgaria. When a holiday home isn’t nearby, it’s crucial that you consider an insurance policy that steps in when the worst happens. Our holiday home insurance in Bulgaria can help safeguard your property in the event of loss or damage.

Our team can help to create you a bespoke policy tailored to your property’s needs. Intasure’s holiday home insurance offers financial support against a range of risks.

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Our Partners

Intasure works with an established partner to provide flexible insurance options.

What Does Bulgaria Holiday Home Insurance Cover?

Those with a home insurance policy will already be familiar with our basic cover. Buildings and contents protection can both be included with our Bulgaria holiday home insurance. It helps to protect your property from damage and your home’s contents from theft, loss, or damage.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Buildings and contents cover

Our buildings and contents cover extends to outbuildings and swimming pools, common in many warmer parts of Bulgaria.

Intasure offers protection from the following risks:

Damage to buildings or contents due to natural disasters, such as flooding and fires
Accidental damage to household goods, carpets, and sanitary fixtures
Theft of household contents
Loss or damage caused by electrical power surges
Escape of water or oil from household appliances, such as washing machines and dishwashers

Public liability cover

Letting your holiday home in Germany can be an excellent way to earn extra income. However, it doesn’t come without risks. As such, we can offer public liability cover of £5 million cover as standard for insured public liability claims. This cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.

Emergency travel costs cover

We can cover emergency travel costs if something disastrous happens to your holiday home while you’re out of the country.

Alternative accommodation cover

Following an insured incident, we also provide alternative accommodation if your property is rendered uninhabitable.

Loss of rent cover

Following an insured incident, we offer cover for loss of rent if you can’t let out your property due to damage.

Unoccupancy cover

Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.

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What Our Customers Say About Us

Excellent

Based on 148 reviews

Why Choose Intasure?

We have years of experience with insuring properties in Bulgaria. We’re UK-based, so you’ll have access to our English-speaking team when discussing your policy.

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Benefits of using Intasure for your holiday home insurance:

Building insurance up to £1 million
Public liability cover up to £5 million included as standard
Property cover whether occupied or unoccupied
We’re a specialist holiday let insurer
Understanding of local rules and regulations.
Experienced English speaking customer service staff
Flexible policies tailored to customers through optional extras

What Property Types Can Intasure Cover?

Whether you choose a chalet in the ski resort of Borovets or a city apartment in Sofia, our policy can provide cover for these property types.

Log cabin
Flats & apartments
Houses and villas in beach resorts
Holiday chalet

Bulgarian Holiday Home Insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

How much does overseas property insurance in Bulgaria cost?
Insurance policy premiums vary depending on several factors specific to your property, including:
- Your property’s location– for example, areas in close proximity to rivers, seas or other bodies of water, could result in higher premiums
- The size of your property– larger properties tend to attract higher premiums
- The contents within your property– storing high-value contents in your property can result in greater insurance costs
How do I make a claim?

To make a claim, contact our UK claims team on +44 (0)345 111 0672.
Do I need holiday home insurance to rent out my Bulgarian property?

While this is not a legal requirement in Bulgaria, you may want to consider additional protection. Liability insurance ensures you’re not left out of pocket if compensation claims arise, or if guests damage your holiday home.
Do I need both buildings and contents insurance for my holiday home in Bulgaria?

There’s no legal requirement to have both forms of insurance when insuring your holiday home in Bulgaria.

At Intasure, our holiday home insurance policy packages these common forms of cover together. This allows us to provide a range of covers in one policy to our customers.