landlord insurance

Policy documents

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Landlord insurance

This is a policy to cover physical loss or damage to your building and / or contents. Buildings include interior decorations, landlords fixtures and fittings, outbuildings and garages. Contents include Landlords domestic furniture and furnishings, which belong to you. In addition this this policy covers you for a wide range of perils, including (but not restricted to) fire, flood, storm, theft, escape of water and your legal liability.

What is covered:

  • Loss or damage to buildings and contents caused by fire, smoke, explosion, lightning and earthquake and escape of water, or oil.

  • Loss or damage to buildings caused by subsidence, heave or landslip and falling trees/branches, telegraph poles or lamp-posts.

  • Physical Loss or damage directly caused by riot or malicious acts, storm, flood or hail.

  • Theft or attempted theft and impact involving aircraft, aerial devices or anything dropped from them, vehicles or animals.

  • Loss or damage caused by falling satellite dishes, receiving aerials and their fittings or masts.

  • Up to £1M sum insured for Buildings.

  • Public Liability up to £2M.

  • Accidental breakage of fixed glass and sanitary ware and fitted ceramic hobs.

  • Damage to underground services.

  • Loss of rent and the cost of temporary accommodation.

  • Damage to landscaped gardens.

  • Clearance of drains in consequence of an insured peril.

  • Cost of locating the source of damage caused by escape of water or oil.

  • Contents of common parts.

  • Accidental damage to buildings and contents in the residence

Where is cover available?

In the United Kingdom of Great Britain and Northern Ireland, including the Isle of Man and the Channel Islands.

Get a Landlord quote by contacting our UK Broker team on +44 (0)1892 239 370 for more information.

*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.