Landlord, home, and holiday home insurance for expats and EU residents

Expats that move abroad may find they need assistance with sourcing insurance. Intasure’s aim is to make this process as simple as possible. Whether you need home insurance or cover for a rental property whilst you are living abroad, our specialist team is here to help.

Working with an insurance partner overseas can be challenging, especially if you don’t speak the language. That’s why Intasure can offer a range of insurance solutions for expats with English-speaking representatives. We’ll try to do everything we can to support expats looking to insure their property.

Expat landlord insurance

At Intasure, we can provide a simple solution for expat landlords who want to insure their rental property back home. As a trading name of Arthur J Gallagher Nordic AB, Intasure can arrange expat landlord insurance for UK nationals and EU passport holders.

Insuring your UK-based assets can be important if you’re an expat living abroad. Finding protection can be a prudent step if you want to have suitable cover for renting out your property.

The benefits of purchasing expat landlord insurance with Intasure include:

  • Public liability cover

    £2 million public liability protection included as standard

  • Building and contents cover

    including accidental damage and theft

  • Temporary accommodation

    cover after making an insured claim

Expat and EU home insurance

If you’ve moved away from your country of origin and are a UK citizen or EU passport holder, Intasure can provide expat home insurance policies to help protect you and your property in the event of an insured event. As with our holiday home insurance in the UK, this can include building and contents cover.

When living abroad, it may be important to you to use an experienced insurance provider who understands the rules and regulations surrounding home insurance in that specific market. Intasure has arranged home insurance cover for expats living in a variety of popular locations across the globe for more than 20 years, so we can help.

Our policy documentation is written in English, to help you access the information you need about the cover we provide. Likewise, our English-speaking team are on-hand to offer support.

The benefits of purchasing expat and EU home insurance with Intasure include:

  • Building and contents cover

    including accidental damage and theft

  • Protection for

    swimming pools and hot tubs

  • Temporary accommodation

    cover after making an insured claim

Expat and EU holiday home insurance

Are you a UK national or EU passport holder wanting to insure your holiday home? If so, see if Intasure can support you with an expat holiday home insurance policy to help protect your investment.

The benefits of purchasing expat holiday home insurance with Intasure include:

  • Building and contents cover

    including accidental damage and theft

  • Public liability

    cover up to £5 million

  • Cover for

    both long-term and short-term lets

  • Protection for

    swimming pools and hot tubs

  • Emergency travel

    and temporary alternative accommodation cover

  • Loss of rent

    cover following a successful claim for short-term lets

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

Expat and EU caravan insurance

Here you’ll find cover for insuring your static caravan or mobile home. So, if you’re planning to buy or already own a static caravan or mobile home and you’re a UK national or EU passport holder, contact us for an expat caravan insurance quote

For expat and EU static caravans, we offer cover in the following countries:

  • UK
  • France
  • Greece
  • Italy
  • Portugal
  • Spain

The benefits of purchasing expat caravan insurance with Intasure include:

  • Public liability

    cover up to £2.5 million

  • New for old

    or market value cover

  • Protection for

    hot tubs

  • Loss or damage

    caused by electrical power surges

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

Where does Intasure offer expat and EU holiday home cover?

Our expat home and holiday home insurance policies are available to cover properties in the following countries and territories:

Exemptions and restrictions

While we offer cover across Europe, some countries are excluded. Other regions, such as Turkey and Bulgaria, may have exemptions or specific areas where our support is limited. Likewise, there might be additional clauses that don’t cover risks such as earthquakes. Always check our policy wording for the full details of cover.

However, as an optional extra, we offer additional subsidence cover for France, Spain, and Portugal as part of your expatriate primary home insurance.

Other clauses may affect your ability to secure overseas house insurance. For example, if your property is in Italy, you will need a Codice fiscale. This is similar to a UK NI number.

Why choose Intasure’s expat insurance?

Intasure has more than 20 years of experience specialising in holiday home insurance for expats. Therefore, you can rest assured that our customer service team do their utmost to help you find suitable cover.

Here are some more reasons to choose Intasure for your expat insurance:

Building insurance

Up to £1 million buildings cover.

Public liability cover

Up to £5 million included as standard

Property cover

Cover is available for both long-term and short-term lets

Cover value

We provide new for old or market value cover

Policy documentation

All policy documentation is written in English

UK team

We have a UK-based team

Tailored extras

Your policy can be tailored to your requirements with optional cover

Need some help?

Call us on 0345 111 0680

Monday – Friday 9am – 7pm

Monday – Friday 9am – 5pm

Policy documents

View and download policy documentation

Expats and EU home insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

Your expat property insurance premium can depend on several factors, including:

  • The type of policy – premiums differ across expat home insurance, expat holiday home insurance, expat caravan insurance, and expat landlord insurance
  • Location – for example, areas in close proximity to rivers, seas, or other bodies of water could result in higher premiums
  • Size – the number of bedrooms your property has can affect the price we quote
  • Age – older or listed properties can have higher premiums than new builds
  • Contents – storing high-value or luxury items in your property may lead to higher premiums

No, expat property insurance is not mandatory. However, if you want to ensure your home and contents are protected, it can be worth thinking about.

As a trading name of Arthur J Gallagher Nordic AB, Intasure can organise home insurance for UK nationals and EU passport holders that reside in the EEA.

Our mission as second home insurance specialists

We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Using the specialist knowledge of our team, our aim is to help you find property insurance that suits your needs.

20

Years’ experience
providing holiday home insurance

96%

of reviewers recommend Intasure
on reviews.io*

20+

Countries Covered by
Our Policies

*correct as at January 2024

Specialist second home insurance from Intasure

Learn more about the cover our products provide:

Insurance for UK expats looking to protect their homes.

Protect your holiday home.

Protect your let property in the UK.

Insure your static home in the EU.

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