Question

How is the premium calculated?

Answer

Unless your property is listed or built before 1850 (UK only) we calculate the premium using the type of property (detached, terrace etc), approximate year of build, the number of bedrooms and whether there are any outbuildings or a private swimming pool. Claims made within the last five years may also affect the premium, you can also choose the excess level and add on accidental damage cover, theft by tenants and Family Legal Protection.