Question

What does Legal Expenses Cover Provide

Answer

Legal expenses cover (Family Legal Protection) adds an extra £20.50 to your premium under the Holiday Home, Main Residence, Park Home, Static Caravan and Non-Standard Property Policies, this cover is not available under the Block and Bed & Breakfast Policies. For UK Landlord Policies the additional premium is £36 and the legal cover is more specific to landlords requirements such as the repossession of the property from a tenant.
The cover provides for the event you need to pay for legal costs in personal injury, consumer, employment, motoring prosecution, tax cover and property. The property part covers the costs of bringing legal action to pursue a civil claim resulting from an incident which causes damage, nuisance and/or trespass which effects or will affect your owning or living in your home. This may already be covered under you main home as legal cover is for the person rather than the property, please check as you may result in paying twice for the same cover.