Unoccupied Home Insurance
Properties can sit unoccupied for a number of reasons – whether it’s because the house is part of a probate process, is being renovated, or is a rented property and is in-between tenants. Whatever the reason, it is always wise to make sure your house insurance is up to date. At Intasure, we can help you find home insurance for empty properties that offers protection at a competitive price. Intasure unoccupied house insurance offers what could be essential protection for your unoccupied home from a range of risks such as flooding, fire, or break-ins.
How long will your property be empty?
Sometimes, a property can be left empty for months at a time, for example, during the winter period when holiday lets can be a bit thin on the ground! At other times, the period of unoccupancy can be much shorter, such as in-between rental periods for let properties. We think that no matter how long your house is empty for, it should have suitable insurance cover. Therefore, our home insurance can cover unoccupied properties at competitive prices.
People invest a lot of time and money in their homes. Having appropriate insurance means, you can spend more time enjoying the good things a house can bring, such as quality family time, and less time worrying about what might happen if things go wrong.
Short, medium and long-term unoccupied insurance
Our sales team understand that sometimes, circumstances can change quickly. Therefore, we can adapt our standard unoccupied property insurance policies for properties that are empty for 30-60 days, and properties that are vacant for 60+ days, subject to underwriter approval and may carry an additional premium. There’s also various levels of cover to help protect both the building and its contents.
Whether you are renovating a property you have bought at auction to sell on, have a holiday cottage that you close for the winter months, or are a landlord who has periods of unoccupancy between lettings, we can help.
At Intasure, we cover all sorts of unoccupied homes all over the UK, from city flats to semi-detached houses in the suburbs, cosy terraces and bungalows.
As well as buildings insurance, we provide home insurance for empty properties that include: