If pool is damaged by an insured peril and this pollutes the pool then there is cover.
Are there any exclusions regarding the swimming pool?
The following details the exclusions regarding the swimming pool, and below that what the cover provides.
Exclusions:
- Damage to pool structure, covers, filtration plants, heaters & pumps caused by family or tenants or anyone lawfully allowed in the property (accidental damage)
- Loss or damage to swimming pool covers, filtrations plants, heaters & pumps are not covered against storm, flood, hail, snow or avalanche
- Loss or damage to swimming pools, covers, filtrations plants, heaters & pumps and all other ancillary equipment are not covered against escape of water, sewage or oil from any fixed heating or domestic water installation, washing machines, dishwashers.
- Theft or attempted theft of the pool structure, covers, filtration plants, heaters & pumps by family or tenants or anyone lawfully allowed in the property
- Damage of the pool structure, covers, filtration plants, heaters & pumps caused by collision (by domestic pets, insects or birds)
- Damage to the pool structure, covers, filtration plants, heaters & pumps caused by falling trees, branches, lamp posts (if they are being lopped or felled), telegraph poles, aerials, solar panels, satellite dishes & fittings (if corrosion of fixtures & fittings has caused them to fall).
- Damage caused by faulty workmanship or design or defected materials or gradually operating cause (wear and tear) to the pool or any pool equipment.
The following is included in the cover:
- Public liability if injury or death is caused in or around the pool (as long as the pool is included in the buildings sum insured)
- Damage to the pool structure, covers, filtration plants, heaters & pumps caused by fire, explosion, lightning, earthquake or subterranean fire.
- Damage to pool structure, covers, filtration plants, heaters & pumps caused by riot, civil commotion, labour, political disturbances, malicious persons or vandals
- Damage to the pool structure only caused by storm, flood, hail, snow or avalanche.
- Theft or attempted theft of the pool structure, covers, filtration plants, heaters & pumps
- Damage to the pool structure, covers, filtration plants, heaters & pumps caused by collision (involving aircraft, aerial devices, anything dropped from them, vehicles or animals (e.g. cattle)
- Damage to the pool structure, covers, filtration plants, heaters & pumps caused byfalling trees, branches, lamp posts, telegraph poles, aerials, solar panels, satellite dishes & fittings.
