There are a few exceptions to our Finland holiday home insurance, including: Damage caused by faulty workmanship or defective design. Damage caused by a pet. Malicious damage by persons lawfully in the home. If your property is left unoccupied for more than 60 days, or isn’t furnished.
Holiday home insurance isn’t mandatory in Finland. However, considering the risks posed by natural disasters, burglars, and guests, it is worth thinking about.