Intasure offer a wide range of protection—however, our holiday home insurance does not cover the following: Loss, damage, liability, cost, or expense caused by an act of terrorism. Damage caused by faulty workmanship, defective design, or defective materials. Damage caused by pets.
Neither of the above forms of insurance are compulsory in Malta. However, as mentioned, it may be worth thinking about. You may also be absent for long periods, which is a sound reason for considering holiday home insurance.
Holiday home insurance is not a legal requirement in Malta. However, when one weighs up the positives and negatives, it makes sense to consider protection. Also, if you're likely to be away from your property for long periods, there's even more reason to safeguard against risks.