Our residential mobile home insurance policies typically cover both your mobile home and its contents, depending on your requirements. Contents covered include sports equipment, furnishing and fittings for example. For the full details of what’s included see our policy wording.
While our mobile home insurance policies offer broad coverage, there are some exemptions. Damage to your property is covered, however, depreciation, deterioration, manufacturing defects and general wear and tear are not. Additionally, damage by pets, moths, or vermin isn’t covered. While theft is covered, theft by deception, such as fraud, is not. Please read the
Typically, mobile homeowners have enough protection to cover the cost of rebuilding their property in the event of damage. However, be mindful that if you miscalculate this figure, you could be under-insured and less likely to receive the right level of compensation should the worst happen.
No, but most people take this practical step to protect their homes and contents from losses. These include fire, theft, water damage, and accidental damage.