Static Caravan FAQs

Although our policies include a range of covers, there are a few risks that we don’t cover. So, it’s a good idea to carefully check your policy to review any exclusions, such as: General wear and tear Damage caused by pets, insects, or vermin Accidental loss/damage caused by faulty manufacturing Damage or loss from poor

New for old caravan insurance cover means we’ll cover the cost of replacing your static caravan with an equivalent model in the event of a total loss claim.

As with all insurance policies, the premium will depend on several factors, such as: The location of your static home – for example, if your static caravan is in a high flood or storm risk area, you might receive a more substantial quote. The size of your static home – large static caravans tend to incur higher

No, static caravan insurance isn’t a legal requirement. However, caravan parks may require you to have static caravan insurance to stay on their site. Also, many home insurance policies don’t cover static caravans, so it’s worth considering if you don’t want to pay for costly accidents.

Your insurance is divided into contents and property cover. Therefore, it is crucial to correctly calculate the value of your contents - especially your static caravan. Miscalculate this figure and you could be underinsured.

You may find that you require optional cover, such as extended accidental damage cover, in addition to our standard protection, which covers your caravan and its contents. Please get in touch with our dedicated team to get a better idea of the level of cover you may want.

Yes, you have the option of choosing between new for old or market value cover. New for old means we can cover the cost of replacing a lost or damaged item, or the closest equivalent where this isn’t possible. This relates to your contents and property. Market value cover, on the other hand, means we

Yes, our policies can provide cover whether your property is occupied or not. However, you must inform us if your static caravan is unoccupied for a continuous period exceeding 180 days.