Overseas Static Caravan Insurance

Overseas Caravan Insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

• How much does overseas caravan insurance cost?

  Because each policy can be tailored to your personal circumstances, it’s difficult to speculate how much your policy will cost without discussing your needs. However, it helps to be prepared when insuring your overseas caravan. Factors used to determine your insurance premium include:

  • The location of your caravan – for example, a static caravan in an area where flooding is common may result in a higher premium than a home located far from the floodplain
  • The size of your caravan – larger properties can result in higher premiums than smaller static caravans
  • The age of your caravan – the condition of a caravan can deteriorate over time, making it more susceptible to risks, therefore premiums can increase for older static homes
  • The type of caravan – some overseas caravans are more challenging to replace than others due to using rarer construction materials
  • The value of your caravan – as with brick-and-mortar home insurance, larger prefabricated static caravans can be costlier to insure than smaller units

• How do I make a claim?

  To make a claim, call us on our 24-hour claims hotline: +44 (0)345 111 0672.

• Why would I need public liability cover?

  Public liability insurance means that if a person is injured or their property is damaged while in your caravan, you can be covered for the costs associated with compensation claims. This can be particularly important if you’re planning to rent your caravan or mobile home out to holidaymakers.

• Are there any restrictions to overseas caravan insurance?

  As with many insurance policies, exclusions can apply. Our policy provides protection whether your property is occupied or left vacant, but the extent of your cover will depend on how long your caravan remains unoccupied. In addition, geographical restrictions may apply to your policy, such as earthquake zones. Please contact our team for further details on restrictions.

• Is overseas caravan insurance a legal requirement?

  No, but it can help protect your property and investment from several risks, including damage caused by fire, floods, storms, and escape of water. Without suitable cover in place, you could be out of pocket when your caravan or belongings are damaged.