There are even those who have made the move a permanent one, and relocated to France full time. But just like holiday homes and caravans in the UK, you should consider protecting those French assets from a wide range of potential hazards, from natural disasters like floods and storms to damage caused by letting them out. That’s where Intasure can help.
Holiday home insurance in France
Whether you’re living in France permanently, or have decided to make it your regular home-from-home with a spot in the countryside you can pop over to whenever you want, you should take steps to financially protect your asset. You can sort out competitive holiday home insurance in France right here, in the UK, with Intasure.
Why do I need insurance?
French property insurance is there to help protect your finances against problems like fire and flood damage, theft, or accidental damage. Whether you’re there a couple of weeks every few months or living permanently in your French hideaway, we can help.
French property is hot right now, but with a mortgage you may need to demonstrate to your lender that you have adequate home insurance. France has similar rules and regulations when it comes to home and contents insurance as you’ll find in the UK, but there are some subtle differences. That’s why it’s important to talk to a provider that really understands French holiday home insurance, and can provide you with cover that helps protect both your home and your personal property.
To make sure you receive appropriate cover for your French property, it’s important that you understand exactly what needs protecting. For example, many villas in the south of France have swimming pools, garages or outbuildings, all of which can be covered with Intasure as part of your French property insurance policy.
Making your investment pay dividends
If you’ve invested in a static caravan, park home or holiday home in France, you won’t be using it all the time. So while you’re not there, why not consider renting it out and earn an additional stream of income from holiday lets? To help make sure you’ve got every base covered, our French property insurance policy includes Public Liability cover of up to £5million as standard.
Why should I consider Public Liability?
If you rent out your French holiday home or static caravan, and someone is injured or their property is damaged while they’re staying at your holiday let, then they could put in a claim for compensation. Public liability can cover you against the cost of a claim. You may also find that some listings agencies will not list your property as a holiday let unless you have public liability cover, so it is can be an important consideration if you want to rent your home out.
French House Insurance – what else is covered?
At Intasure, our cover can protect your holiday home in nearly any region of France and includes*:
*Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
* Services are provided by a Swedish company in our group – Nordic Försäkring & Riskhantering AB. (“Nordic”). Intasure is trading name of Nordic so our branding, documentation and approach will remain that which you are familiar with.
Intasure is a trading name of Nordic Försäkring & Riskhantering AB which is authorised by the Swedish Financial Supervisory Authority. Incorporated in Sweden under company number 556418-5014 with registered address at Mölndalsvägen 22, 412 63 Göteborg, Sweden.