While public liability insurance for a holiday let isn’t a legal requirement, it’s typically added to cover as it could protect you from legal costs arising from guests who experience injury, disease, illness, or death during their stay in the event of an insured claim.

The word “liability” is important here; if you are considered negligent, you could be liable to pay your guests’ costs. For example, your guest might experience an electric shock as a result of poor wiring. Or perhaps even fall due to a poorly maintained floor. In any case, public liability protection from Intasure acts as a safeguard, helping to cover costs arising from injuries.