When reviewing home buildings insurance packages, you should ensure that the total cost of repairing partial damage or rebuilding your holiday home is covered. This should include the structure of the building and any permanent fixtures and fittings, including bathrooms. Also, be sure to check that external buildings are covered, such as swimming pools, summer houses, and sheds.
Holiday home contents insurance typically covers the cost of your household furniture and other belongings if they’re stored in your holiday home or any outbuildings. Please be advised that contents left in vehicles tend to be excluded. A good rule of thumb: “contents” are any personal property removed from a second home when sold.