Mobile Home Insurance
- Tailor your mobile home insurance cover to suit your lifestyle
- Offers peace of mind to enjoy the leisure time you have earned
- 24/7 mobile home insurance emergency claims service
Protecting Your Investment with Insurance for Mobile Homes
Mobile homes are a great choice for family holidays, combining home comforts with the freedom to travel. But they’re also a significant investment, and one worth protecting with insurance.
Mobile home insurance is part of our broader caravan insurance offering. Whether you’re already an owner or thinking about buying, having suitable cover in place can help protect your home and belongings from theft, damage, and other unexpected risks. It can also include optional extras, like emergency travel cover following an insured event, helping to provide extra peace of mind when you need it most.
What Is Mobile Home Insurance?
Mobile home insurance is like standard home insurance, but it’s specifically designed for prefabricated static caravans—also known as mobile homes.
These homes are often more exposed to weather damage, especially if located near the coast or in open areas. That’s why mobile home insurance can include features like storm and flood cover, depending on your location.
Mobile home insurance can also help cover the cost of re-siting the home if it’s been damaged and needs to be relocated. For many owners, having suitable mobile homeowners insurance helps to provide an extra safety net, knowing that their property and belongings are protected if the unexpected happens.
Our Partners
Intasure works with an established partner to provide flexible insurance options.
What Can Mobile Home Insurance Cover?
Mobile home insurance can help protect the structure and contents of your home, alongside various other risks.
Depending on the level of cover you choose, it can include:
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Buildings insurance
Helps protect the physical structure of your mobile home, including walls, roof, and permanent fixtures.
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Contents insurance
Can cover personal belongings inside your mobile home if they’re damaged, lost or stolen.
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Loss or damage
Can include protection against common risks such as fire, flood, theft or vandalism.
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Public liability cover
Can cover legal costs and compensation if someone is injured or their property is damaged at your mobile home, £2.5 million cover included as standard and can be increased to £5 million.
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Adverse weather or storms
Can protect your home from weather-related damage like strong winds or heavy rain.
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Subsidence cover
Helps cover costs if your home is damaged by ground movement.
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Alternative accommodation and pitch fees cover
Can cover temporary accommodation and site fees if your mobile home becomes uninhabitable.
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Emergency travel
Can cover travel costs if you need to oversee repairs or return home urgently following a claim.
Optional extras
You can upgrade your mobile home insurance policy for added protection against other risks. This can include:
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Accidental damage cover extended
Can add protection for unexpected damage caused by accidents.
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Increased liability cover to £5,000,000
Can provide higher liability limits, which is often required by some caravan sites.
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Family legal expenses cover
Can offer up to £60,000 family legal expenses cover.
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Key cover
Can include £1500 of key cover for all keys belonging to the customer, including their main home and car keys.
Policy limits and exclusions may apply. Please see the policy wording for full terms and conditions.
What Our Customers Say About Us
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24 Sept 2024
Very easy service to use and no hard…
Very easy service to use and no hard sell which was nice. Good customer service and happy with my encounter. Would use again
Jason T
24 Sept 2024
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29 Aug 2024
Exceptionally fast and efficient…
Exceptionally fast and efficient service from Nikki Hickmott. I was in a hurry to cover my house in France and it was sorted within the hour. Brilliant service.
Katryn
29 Aug 2024
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20 Aug 2024
Ruben Lopes was patient and knowledgeable
Ruben Lopes was patient, calm and extremely polite. Ruben was professional and knowledgeable. He is a wonderful asset for your company.
Karen Reading
20 Aug 2024
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20 Aug 2024
Very thorough quote process
Very thorough quote process, and Julian was very knowledgeable.
JC
20 Aug 2024
Do I need mobile home insurance?
Mobile home insurance isn’t a legal requirement in the UK, but it may still be worth considering, especially if you rent out your property or leave it unoccupied for long periods.
A mobile home can be exposed to risks like storm damage, theft, fire or vandalism. Without cover in place, you could be left to cover the cost of repairs or replacements yourself.
Taking out insurance for your mobile home helps protect your investment from unexpected events, whether you use it as a holiday home or a full-time residence.
Why Choose Mobile Home Insurance From Intasure?
At Intasure, we specialise in caravan insurance, so we know how to help you find suitable cover for your mobile home. Whether you live in it full time or use it for holidays, we can help tailor a policy to suit your lifestyle.
Here are some reasons to choose us:
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Specialist expertise
We’ve been providing tailored caravan insurance solutions for almost two decades.
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Flexible policy options
Our policies can be customised with a range of optional covers to suit your lifestyle.
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UK-based support
Our friendly team is available to answer your questions, make changes to your policy, and assist with renewals.
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Highly rated customer service
We’re proud to have been rated Excellent on TrustPilot* by customers like you.
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Quick and easy quotes
Speak to our advisors or use our online form to get a personalised quote.
*Correct as of August 2025
Call us on 0345 111 0680 or fill in our online form to get your quote.
Get a mobile home insurance quote
It’s easy to get a mobile home insurance quote with Intasure. We’ll just need some basic personal details, plus information about your mobile home and the cover you’re after. This can include:
- Your name and contact details
- The make and model of your mobile home
- The year it was manufactured
- Whether it’s used as a primary residence or holiday home
- What security features are in place
- The level of cover you’re seeking
You can get a quote online or speak to our team directly by calling 0345 111 0680. We’ll help guide you through the process and find a suitable policy.
FAQs
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.
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How much does mobile home insurance cost?
The cost of cover depends on several factors, including:
- The value of your mobile home
- Its location and risk of flooding or storms
- How often it’s occupied
- The level of cover you choose
- Any optional extras added to the policy
- Your claims history
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Does mobile home insurance cover my contents?
Yes, mobile home insurance can include contents cover, depending on the level of protection you choose. This typically covers items like furniture, fittings, electronics, and even sports equipment inside your home. For full details of what’s included and any limits, please check your policy wording.
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What does mobile home insurance not cover?
While mobile home insurance can offer wide protection, there are exclusions. It typically won’t cover wear and tear, depreciation, manufacturing faults, or damage caused by pets, vermin or insects. Theft is usually included, but theft by deception (such as fraud), isn’t. Always check the policy wording for the full list of exclusions and conditions.
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How do mobile home insurance claims work?
If you need to make a claim:
- Check your policy and schedule to confirm you’re covered
- Download a claim form from the Intasure website
- Complete the form and return it to: claims@intasure.com
You can also call the claims team on +44 (0)345 111 0680:
- Monday–Friday: 8:30 am to 5:00 pm
24hr emergency claims: Same number
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How much cover do I need for my mobile home?
It’s important to choose a level of cover that reflects the full cost of rebuilding your mobile home, including materials, labour, and pitch-related expenses. If the amount is too low, you could be underinsured, which might leave you short financially if you need to make a claim.
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Is mobile home insurance a legal requirement?
No, mobile home insurance isn’t a legal requirement, but that doesn’t mean you shouldn’t consider it. Many mobile homeowners choose insurance to help protect their home and contents from loss, damage, and other risks. You can get a quote online or speak to our team directly by calling 0345 111 0680. We’ll help guide you through the process and find a suitable policy.
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Can I cover my mobile home with a standard home insurance?
Standard home insurance may not be suitable for mobile homes, as it often doesn’t cover the specific risks and characteristics of mobile homes. It’s best to choose specialist mobile home insurance tailored to your property type.
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Will renting out my mobile home affect the insurance policy?
Yes, letting out your mobile home can affect your cover. You should always inform your insurance provider, as you may need additional protection for things like guest-related damage or public liability.
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Is my decking covered under my mobile home insurance policy?
Decking is typically considered part of the mobile home’s structure and may be covered under buildings insurance. Always check your policy documents or speak to your insurer to see what’s included.
Yes, we cover decking under this insurance policy. You will need to include details of your decking when you tell us the amount of buildings insurance cover you require.
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What is new for old cover?
New for old cover means that if an item is lost, stolen or damaged beyond repair, your insurer could replace it with a brand-new item of the same value, regardless of its age or condition at the time of the claim.
FP1296-2025. Exp. 01.09.2026
Get A QuotePolicy Documents
View our policy documents to discover the cover Intasure can provide.
Policy Documents
