Mobile Home Insurance
- Tailor your mobile home insurance cover to suit your lifestyle
- Offers peace of mind to enjoy the leisure time you have earned
- 24/7 mobile home insurance emergency claims service
Mobile Home Protection
Mobile homes can be an excellent option for family getaways, as they include many home comforts. It’s a freedom like no other. But owning a mobile home is also a significant investment that you should think carefully about financial protection from suitable insurance cover.
Mobile home protection forms part of our wider caravan insurance offering, and if you’re considering buying a property, mobile home insurance can help to protect your investment.
This policy helps to safeguard your home’s structure and contents in the event of theft or damage. It can also offer a few handy extras for additional reassurance, such as emergency travel cover following an insured claim.
What Is Mobile Home Insurance?
Mobile home insurance is similar to home insurance, but designed for prefabricated static caravans.
It’s a policy that helps to financially safeguard your mobile home from specific risks property owners may face. For example, mobile homes located close to the coast can be vulnerable to winter storms. That’s why storm and flood cover can be included in the policy, depending on your postcode, as it can help protect your property against extreme weather. Our storm and flood cover can help to safeguard against loss or damage, including the re-siting of your unit if necessary.
Our insurance for mobile homes can offer you the reassurance that your mobile home has cover in place if the worst should happen.
Our Partners
Intasure works with an established partner to provide flexible insurance options.
What Our Customers Say About Us
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24 Sept 2024
Very easy service to use and no hard…
Very easy service to use and no hard sell which was nice. Good customer service and happy with my encounter. Would use again
Jason T
24 Sept 2024
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29 Aug 2024
Exceptionally fast and efficient…
Exceptionally fast and efficient service from Nikki Hickmott. I was in a hurry to cover my house in France and it was sorted within the hour. Brilliant service.
Katryn
29 Aug 2024
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20 Aug 2024
Ruben Lopes was patient and knowledgeable
Ruben Lopes was patient, calm and extremely polite. Ruben was professional and knowledgeable. He is a wonderful asset for your company.
Karen Reading
20 Aug 2024
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20 Aug 2024
Very thorough quote process
Very thorough quote process, and Julian was very knowledgeable.
JC
20 Aug 2024
What Does Mobile Home Insurance Cover?
Intasure can protect a range of property types, including personal holiday homes, holiday lets, and full-time residences. We can provide year-round cover, whether your property is occupied or not.
Some of the key aspects of Intasure’s mobile home insurance include:
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Damage to buildings
due to natural disasters such as floods or storms
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Physical loss or damage
caused by smoke, riot, malicious damage, fire, explosion, hail, and avalanche
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Public liability cover
up to £2.5 million included as standard
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Protection for subsidence
or landslips
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Alternative accommodation
and pitch fees
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Emergency travel
if you need to visit your mobile home to oversee repairs following an insured claim, or to reach your primary residence if you are stranded
Optional covers include:
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Accidental damage cover extended
to include damage caused by family, friends, and paying guests
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Public liability cover extended
to up to £5 million
See our policy wording for the full list of features. Cover is subject to the full terms, conditions, limits and exclusions of our Overseas Static Home Insurance policy wordings.
Why Choose Intasure?
There are many advantages to choosing Intasure as your mobile home insurance provider, including:
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We’re a specialist mobile home insurer
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We offer protection whether your caravan is occupied or unoccupied
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New for old and market value
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We offer public liability cover
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UK-based customer service team
Our English-speaking UK-based representatives are on hand to discuss your policy. They’ll help you arrange cover, make any necessary modifications to your policy, and handle renewals.
Mobile Home Insurance FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.
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How much does mobile home insurance cost?
As with any standard property policy, several factors can influence your mobile home insurance premium, including:- Location – for example, a mobile home in an area where flooding is common may result in a higher premium than a home located far from the floodplain
- Size – large properties tend to incur higher premiums when compared to properties with small floor plans
- Value – the rebuild or replacement cost of your mobile home can influence the price you pay for insurance
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Does mobile home insurance cover my mobile home contents?
Our residential mobile home insurance policies typically cover both your mobile home and its contents, depending on your requirements. For example, contents cover can includes sports equipment, furnishing, and fittings. For the full details of what’s included, see our policy wording. -
What does your mobile home insurance not cover?
While our mobile home insurance policies offer broad coverage, there are some exemptions. For example, depreciation, deterioration, manufacturing defects, and general wear and tear are not covered. Additionally, damage by pets, moths, or vermin is not covered. While theft is covered, theft by deception, such as fraud, is not. Please read the policy wording to find our complete list of exclusions. -
How much cover do I need for my mobile home?
Typically, mobile homeowners can need enough protection to cover the cost of rebuilding their property in the event of damage. However, be mindful that if you miscalculate this figure, you could be underinsured and less likely to receive enough to repair or rebuild your mobile home, should the worst happen. -
Is mobile home insurance a legal requirement?
No, mobile home insurance is not a legal requirement, but many people take this practical step to help protect their mobile home and contents from loss or damage.
Policy Documents
View our policy documents to discover the cover Intasure can provide.
Policy Documents
