To help prevent fraud - before requesting your bank details to provide you with a refund by phone, we will always validate with you information that we hold on file; information that only you would know. This information could include your address or specific policy details. Any refund we provide will only be for one
This is possible, we often find that tradespersons are asked to obtain higher limits by some employers. We do have maximum limits we can insure up to; please call our office to discuss.
You can help protect yourself against loss of income or business interruption following an insured event occurring at your premises. We will be happy to explain to you how this cover operates and the basis on which any claims will be paid.
Yes - subject to underwriting we can. If for example you own a building with commercial usage downstairs and a residential flat above, we can provide cover for the building and landlord’s contents. On some of our policies, owners and staffs belongings can be covered as well. Generally speaking though, any tenant within your property
Yes, you can get stand-alone liability insurance policies without the need to take out a full business insurance package contract. This is ideal for self-employed persons operating without premises.
Don’t worry about that, simply call our office and we can have a discussion, we are experts and will be able to help identify your needs and recommend a suitable product.
In many cases- yes, Gallagher can offer insurance policies with a number of sections covering loss or damage and liabilities. In some cases, particularly if you require a specialist cover such as “Public liability insurance”, we may have to issue more than one policy document.
Yes- we are happy to assist with new ventures. Many businesses needing insurance for the first time require a little help and guidance as to what types of insurances are available, especially those insurances that are required to enable a company to comply with any relevant laws. We are happy to discuss this with you
Yes- we often find, especially with commercial building insurances, that a bank or lenders name needs to be noted on the policy schedule. Just give us your requirements when you buy your policy or call us at any time if the interests change or need to be updated.