Holiday Home Insurance France

Tailor your France holiday home insurance cover to suit your lifestyle
Offers peace of mind to enjoy the leisure time you have earned
24/7 France holiday home insurance emergency claims service

Cover in more than 20 countries
Over 20 years of holiday home expertise
24hr emergency claims helpline
Cover for unoccupied properties included

Protect Your Second Property With Holiday Home Insurance In France

France is a popular destination for many UK holidaymakers, and it’s easy to see why. Stunning countryside, mild climate, and charming medieval market towns mean the country can be a wonderful getaway destination.

If you own a French property, you should think about putting precautions in place to protect your holiday home from potential hazards. For instance, Intasure’s holiday home insurance can help to safeguard against natural disasters, such as floods and storms, as well as damage caused by paying guests.

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What Is French Holiday Home Insurance?

Whether you live permanently in France or just head there in the summer for some sun, you may want to think about taking steps to protect your property. Through Intasure, you can arrange holiday home and holiday let insurance cover in France.

There are several reasons why this can be important. For one, when applying for a mortgage, you may need to demonstrate that you have suitable home insurance. In addition, there are risks of natural disasters, destructive guests, theft, accidental damage, and more.

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Our Partners

Intasure works with an established partner to provide flexible insurance options.

What Does Holiday Home Insurance In France Cover?

Our property insurance for holiday homes in France can offer protection against similar risks to those found in the UK, such as fire, flood, theft, and accidental damage. Public liability cover up to £5 million is also included as standard.

To find suitable cover for your French property, you should first understand exactly what might need protecting. For example, many villas in the south of France have swimming pools, garages, and outbuildings, all of which Intasure can cover as part of your holiday home insurance policy.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Buildings and contents insurance

As you would expect with a residential home insurance policy, our France holiday home insurance includes buildings and contents cover.

Damage to buildings or contents due to natural disasters, such as extreme weather, floods, fires, storms, and earthquakes (depending on location)
Loss or damage caused by electrical power surges
Theft of personal property, money (up to £250), and valuables
Accidental damage to household goods, carpets, and sanitary fixtures
Escape of water or oil from household appliances such as washing machines

Public liability cover

Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.

We offer £5 million coverage as standard for insured public liability claims.

Emergency travel cover

Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for any travel costs when you need to get to your holiday home in a hurry.

Loss of rent cover

If you rely on rental income from letting your property to paying guests, you might not be able to afford to lose this income. Following an insured claim, we can help support you financially by covering rent lost due to damage to your property rendered it uninhabitable, resulting in cancelled bookings.

Alternative accommodation

In a scenario where your property is uninhabitable due to an insured claim for damage, our policies can help cover the costs of alternative accommodation.

Year-round cover

Despite France being a relatively short distance from the UK by air or road, the nature of a second holiday home means your property may be regularly unoccupied.

Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.

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Why choose Intasure for France holiday home insurance?

We provide holiday home insurance for areas across France. Here are some more benefits to choosing Intasure:

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Benefits of using Intasure for your holiday home insurance:

Building insurance up to £1 million
Public liability cover up to £5 million included as standard
Property cover whether occupied or unoccupied
We’re a specialist holiday let insurer
Understanding of local rules and regulations.
Experienced English speaking customer service staff
Flexible policies tailored to customers through optional extras

What types of property in France do we cover?

Intasure offers cover for a broad range of French properties, including:

Holiday Home Insurance In France FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

Do I legally need holiday home insurance for my French property?

Holiday home insurance is not a legal requirement for French properties. However, it can be worth considering as it can help to financially safeguard your property from several risks, including accidental damage, natural disasters, and theft.
How much does holiday home insurance in France cost?

Various factors affect the price that insurers quote for holiday home insurance. The following factors can shape the cost of your insurance policy:

Your property’s location – for example, areas in close proximity to rivers, seas or other bodies of water, could result in higher premiums
The size of your property – larger properties tend to attract higher premiums
The contents within your property – storing high-value contents in your property can result in greater insurance costs
Can Intasure holiday home insurance in France cover non-UK residents?

Yes, you don’t need to be a UK resident. Get in touch with our team and we’ll discuss how we can assist you. Call our UK team on 0345 111 0680 or message an agent on LiveChat.
Holiday home insurance vs home insurance – is there a difference?

There are some similarities between holiday home insurance and cover for your main residence. For example, it can be important to cover the building itself and its contents. However, properties in France can be more likely to have swimming pools and outbuildings, which may also need protection. That’s where Intasure can help.