Caravan FAQs

We list all exclusions in your policy documents, including: General wear and tear of a caravan or its contents. Mechanical or technical breakdown. Legal liabilities relating to loss of business. Theft if the caravan was left unlocked or easily accessible. Remember, some exclusions are due to the cover you've selected. So, if you want to

The cost of caravan insurance varies depending on several factors, including: Where your caravan is parked and stored — The locations you visit can impact your premium, as will how many security features are present, such as cameras. The age and upkeep of your caravan — You'd typically expect to pay a lower premium for

Our policies include public liability cover up to £2.5 million as standard. It means that if an insured claim arises from a guest who experiences injury, illness, or death while staying at your caravan, we can help cover the costs. If you're residing or staying at a holiday park, you may wish to consider whether

Various factors influence the extent of cover needed, including the value and type of caravan, location, and whether you rent it out. Your policy is also influenced by your choice between New for Old or Market Value cover.

Our static home and mobile home insurance policies cover periods of unoccupancy, but whether you're covered will depend on your policy. Therefore, homeowners must tell us if their caravan is unoccupied for 180 consecutive days or more. Unfortunately, if you have a park home policy, accidental damages and losses aren't covered while your property is