Caravan FAQs

Letting out a caravan to holidaymakers is a popular way of generating additional income during periods of unoccupancy. Planning to let out your caravan? You’ll be pleased to hear that our static home, mobile home, and park home policies include public liability cover up to £2.5 million as standard. It means that if an insured

Various factors influence the extent of cover you will require for you caravan, including the value and type of your caravan, it’s location and whether you rent it out. The sum insured on your policy will also be influenced by your choice between New for Old or Market Value cover.

It’s worth checking the level of contents insurance included in your caravan insurance policy before deciding if you need both caravan and contents insurance. That’s because many caravan insurance policies include cover for loss or damage to your unit and the contents contained within it. ‘Contents’ can include household goods, personal possessions, and clothing. Your

Our static home and mobile home insurance policies include cover for periods of unoccupancy. But whether you’re covered will depend on your policy. Therefore, homeowners must tell us if their caravan is unoccupied for 180 consecutive days or more. Unfortunately, if you have a park home policy, accidental damages and losses aren’t covered while your

While caravan insurance isn’t a legal requirement in the UK, several risks are involved with owning a caravan. Risks include accidental damage, theft of belongings, and public liability insurance claims. You should be very mindful of the latter if you plan to rent your caravan.

The cost of caravan insurance varies depending on several factors, including: Where your caravan is parked and stored — the locations you visit can impact your premium, as will security features, such as cameras. The age and upkeep of your caravan — you’d typically expect to pay a lower premium for a newer caravan with