New Build Home Insurance
New build homes typically come with a 10-year warranty, but it will only protect you against issues caused by the developer. To get cover for other potential issues, you may need home insurance. New build home insurance can provide cover for new build homes and may be cheaper than standard home insurance.
What is new build home insurance?
New build home insurance protects your new build home and your possessions within it. It goes beyond your new build warranty as it covers the cost of repairing or rebuilding your home if there is an incident that is not the fault of your property’s developer. This can include fires, storms, floods damaging your property and the cost of replacing items if they are stolen or damaged.
Do you need home insurance for a new build property?
The 10-year warranty of your new build home will usually only cover issues caused by the developer. That means without new build home insurance, you could be left out of pocket if there is a flood, a fire, or another incident that is not the developer’s fault. Another reason is that many mortgage lenders will insist on having home insurance. Therefore, without adequate cover in place, you may not be able to take out a mortgage.
What is covered by new build home insurance?
Are new builds cheaper to insure?
New build houses can sometimes be cheaper to insure than standard home insurance. That’s because many new builds feature the latest, high-standard features. This helps reduce the risk of theft and damage to your property, which may make your premiums cheaper.
Why choose Intasure?
With over 20 years of experience providing cover for second homes in the UK and abroad, we’ve built up a team of specialists to help you find suitable cover.
Some of the benefits of taking out an insurance package with Intasure include:
Cover overseas
We provide cover in more than 20 countries and territories
UK teams
We have an in-house UK-based customer service team
English documents
We provide all policy documents and communications written in English
Rated ‘Excellent’
We are rated ‘Excellent’ on Reviews.io, with 96% of reviewers recommending us*
*correct as at January 2024
What types of property insurance do we offer?
We’re here to help you take care of your investment with insurance cover for your property. Talk to our experienced staff today to arrange a policy that fits your property. Call us on 0345 111 0680.
Our mission as second home insurance specialists
We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.
20
Years’ experience
providing holiday home insurance
96%
of reviewers recommend Intasure
on reviews.io*
20+
Countries Covered by
Our Policies
*correct as at June 2024
Specialist second home insurance from Intasure
Learn more about the cover our products provide: