Caravan insurance helps protect you and your caravan if something goes wrong. For instance, if your caravan and its contents are stolen or damaged or if there’s an accident. Caravan insurance can offer financial protection to help replace stolen items and repair damage. It can also help to cover compensation fees following an insured claim.
As the name suggests, static caravans stay in one place. They tend to be larger than touring caravans, so they’re often fitted with added facilities and home comforts. In contrast, touring caravans are mobile and attached to vehicles, transported to sites across the UK and beyond.
No, static caravan insurance isn’t a legal requirement. However, caravan parks may require you to have static caravan insurance to stay on their site. Also, many home insurance policies don’t cover static caravans, so it’s worth considering if you don’t want to pay for costly accidents.
You can find what’s not included in our touring caravan insurance package here.
No, but many car insurance policies won’t cover loss and damage to touring caravans.
Yes, our policies provide cover whether your caravan is occupied or not. However, you must inform us if your caravan is unoccupied for a period exceeding 180 days.
You can insure your touring caravan in the UK and Europe. However, you will need to purchase optional European Cover for protection outside Britain.
We list all exclusions in your policy documents, including: General wear and tear of a caravan or its contents. Mechanical or technical breakdown. Legal liabilities relating to loss of business. Theft if the caravan was left unlocked or easily accessible. Remember, some exclusions are due to the cover you've selected. So, if you want to
The cost of caravan insurance varies depending on several factors, including: Where your caravan is parked and stored — The locations you visit can impact your premium, as will how many security features are present, such as cameras. The age and upkeep of your caravan — You'd typically expect to pay a lower premium for
While we offer wide-ranging cover to suit differing requirements, there are a handful of limitations, which include: Damage caused by faulty workmanship or defective design. Damage caused by a pet. Malicious damage by persons lawfully in the home. If your property is not sufficiently furnished for someone to live in.
Yes, our holiday home insurance can cover individuals who don’t hold UK residency.
If you own real estate, insurance against fire is a legal requirement in Denmark2. However, given the other risks associated with owning a holiday home, it may be beneficial for you to review several optional covers to help increase your protection.
Phone 0345 111 0680
Email enquiries@intasure.com
Intasure, Oakhurst House, 77 Mount Ephraim, Tunbridge Wells, Kent, TN4 8BS
Intasure® is a trading name of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 55 Blythswood Street, Glasgow, G2 7AT.
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