Holiday home insurance isn’t mandatory. That said, most mortgage providers ask you to get buildings insurance at a minimum. However, this is usually basic cover, and only provides protection against damage to the structure of your buy-to-let. This could leave you vulnerable to financial costs if something else goes wrong, whether that’s theft, damage to
The biggest difference between a holiday let and a second home is the amount of time spent there. Second homes are technically another residence which you plan to occupy for certain times during the year. You may still let it out occasionally, but you spend much of the year there too. A holiday home is
In most cases, yes. Holiday home insurance tends to be more expensive than standard home cover, because the risks are higher. Holiday homes are often left unoccupied for long periods of time, which increases the risk of theft and damage. Further to that, holiday homes are usually used as rental properties with various different tenants
Holiday let insurance isn’t compulsory in the UK, but you should consider some form of insurance. If you have a mortgage for your buy-to-let property, many lenders will require you to have building insurance as a minimum. That said, even if you own your holiday home outright, it’s still a good idea to have insurance
If you have a mortgage on your buy-to-let, you’ll likely need buildings insurance at a minimum. Many mortgage lenders require that you have buildings insurance in place. However, this only protects the structure of your home from damage and might not provide cover for additional risks. Holiday home insurance is a specialist type of cover
Intasure is a holiday letting insurance specialist, here to assist homeowners in protecting their properties across more than 20 countries and territories in the EU and beyond – whether they’re occupied or not. Our insurance product is adapted for holiday rental properties to include those little extras you won’t typically find on standard home and
Although our policies include a range of covers, there are a few risks that we don’t cover. So, it’s a good idea to carefully check your policy to review any exclusions, such as: General wear and tear Damage caused by pets, insects, or vermin Accidental loss/damage caused by faulty manufacturing Damage or loss from poor
New for old caravan insurance cover means we’ll cover the cost of replacing your static caravan with an equivalent model in the event of a total loss claim.
As with all insurance policies, the premium will depend on several factors, such as: The location of your static home – for example, if your static caravan is in a high flood or storm risk area, you might receive a more substantial quote. The size of your static home – large static caravans tend to incur higher
Intasure provides caravan insurance across the UK and select countries within Europe. As specialists, we can arrange policies suited to your circumstances and travel locations. Our static caravan cover is available for the following countries: UK (England, Wales, Scotland, Northern Ireland, Guernsey, Jersey, Isle of Man) Spain France Portugal Italy Greece Remember that restrictions and
Insurance cover for caravans isn’t a legal requirement in the UK, but that doesn’t mean you shouldn’t consider it. Owning a caravan comes with risks, including accidental damage, theft of belongings, and public liability claims, especially if you rent it out to holidaymakers. Without insurance, you may be personally liable to cover fees. These costs
Intasure’s caravan insurance policy offers cover if your caravan or its contents are damaged in an accident or stolen. It can also cover you if your caravan causes any damage or injury to property or third parties. For example, if your caravan is involved in a collision. Generally, cover for caravans includes the following: New
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Intasure, Oakhurst House, 77 Mount Ephraim, Tunbridge Wells, Kent, TN4 8BS
Intasure® is a trading name of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 55 Blythswood Street, Glasgow, G2 7AT.
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