Does this cover unoccupancy?
Furnished holiday home does not require regular inspection, however endorsements could still apply.
Does the policy cover AirBnb?
Yes, our Holiday home policy covers AirBnb and Vrbo properties.
When will we be invoiced?
The invoice will be sent the month after the policies inception.
Do we charge extra for Holiday lets?
No, our Holiday home policy includes cover when let.
Do you just pay commission on new Policies?
No, we pay commission every year the policy is renewed, subject to you meeting our minimum sales levels . So as you can imagine after a few years you could have a substantial income coming in before you even get out of bed.
How much cover do I need for my park home?
The cover you need for your park home depends on several factors, including its market value, replacement cost, the value of contents, etc. We’ll talk through these points with you on the phone to help us calculate out how much cover you require.
Is Park home insurance compulsory?
Like most policies, park home insurance isn’t a legal requirement. However, there are many reasons why you may want to take out cover. For one, cost — without appropriate insurance, you could face financial repercussions, or worse, lose your home.
How much does holiday home insurance cost?
The cost of holiday home insurance varies depending on several factors, including: The location of your property – for example, if it’s in a place where flooding is likely, you would expect to pay higher premiums The size of your property – typically, you’d expect to pay higher premiums for a large mansion or villa
Can I leave my holiday home unoccupied?
Our standard cover is available for holiday homes left unoccupied for up to 60 days. After 60 days, cover will be restricted. It’s important to let us know if your property is unoccupied, to help ensure you have suitable cover in place.
How much cover do I need for my holiday home?
When reviewing home buildings insurance packages, you should ensure that the total cost of repairing partial damage or rebuilding your holiday home is covered. This should include the structure of the building and any permanent fixtures and fittings, including bathrooms. Also, be sure to check that external buildings are covered, such as swimming pools, summer
Do I need public liability insurance for a holiday let?
While public liability insurance for a holiday let isn’t a legal requirement, it’s typically added to cover as it could protect you from legal costs arising from guests who experience injury, disease, illness, or death during their stay in the event of an insured claim. The word “liability” is important here; if you are considered
Do I need holiday home insurance for holiday rentals?
One way of making an income from your second property would be letting it out for short or long term lets whilst you are not using it. Depending on your property’s location, you could see a considerable return on your investment, especially during peak season. Just remember to declare any income to HMRC. If you
