Protect your second property in Turkey with holiday home insurance

For some, having a second home can remove the stress of finding and organising the right hotel. For others, it’s an investment for the future. In either case, you may be looking for suitable protection for your property.

Are you interested in letting out your second home? Check out our holiday let insurance. We provide a policy that helps protect holiday homes against risks related to having paying guests staying in your property.

What is Turkey holiday home insurance?

If your property suffers damage or loss, the financial repercussions could be disastrous. Turkey holiday home insurance can ease this burden. Whether it’s covering structural damage or the loss of belongings, our policies can act as a safeguard.

In addition to considering Turkish holiday home insurance, DASK insurance is required of all holiday homeowners in Turkey. This is because the Turkish government requires that all homes be covered by earthquake insurance.

What does holiday home insurance in Turkey cover?

The two core forms of property insurance we offer are buildings and contents insurance, which can be combined in the same package.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Buildings and contents cover

Our buildings and contents cover extends to outbuildings and swimming pools, common in many warmer parts of Turkey.

The cover offers protection against:

  • Damage to buildings or contents

    due to natural disasters, such as flooding and fires

  • Escape of water or oil

    from household appliances, such as washing machines and dishwashers

  • Theft

    of household contents

  • Accidental damage

    to household goods, carpets, and sanitary fixtures

  • Loss or damage

    caused by electrical power surges

Public liability cover

Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.

We offer £5 million cover as standard for insured public liability claims.

Emergency travel cover

Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for any travel costs when you need to get to your holiday home in a hurry.

Loss of rent cover

If you have a confirmed rental booking that can’t go ahead due to house damage, loss of rent cover can help to cover the lost income.

Alternative accommodation cover

Damage to your property may mean it’s no longer inhabitable. Alternative accommodation cover can cover hotel fees if you need to relocate while repairs are undertaken.

Unoccupancy cover

Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.

DASK insurance cover

We also offer DASK or compulsory earthquake insurance, a mandatory cover for properties in Turkey. It can cover material damages to buildings caused by earthquakes or other disasters, such as fires, explosions, tsunamis, and landslides.

What property types can Intasure cover?

From luxury apartments in Istanbul to seaside villas in Bodrum, Turkey has a great mix of property options. At Intasure, we cover the following Turkish property types:

  • Villas with swimming pools or hot tubs
  • Properties in gated communities
  • Flats and apartments

Why choose Intasure?

We have years of experience with insuring properties in Bulgaria. We’re UK-based, so you’ll have access to our English-speaking team when discussing your policy.

Here are the key benefits when choosing Intasure:

  • Customers can tailor insurance to their needs with optional covers

  • Up to £1 million buildings cover and £5 million public liability cover

  • Cover for short and long-term lets

  • Cover whether the property is occupied or not, for up to 60 days

  • Emergency travel costs for insured claims

  • Loss of rent cover following an insured claim

  • Alternative accommodation costs for insured claims

Policy documents

View and download policy documentation

Need some help?

Call us on 0345 111 0680

Monday – Friday 9am – 6pm

Monday – Friday 9am – 5pm

Get a quote

Turkey holiday home insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

How much does Turkey holiday home insurance cost?

The cost of Turkey holiday home insurance can vary depending on a range of factors that include:

  • Your property’s location – for example, areas in close proximity to rivers, seas or other bodies of water, could result in higher premiums
  • The size of your property – larger properties tend to attract higher premiums
  • The contents within your property – storing high-value contents in your property can result in greater insurance costs

Yes, it’s a legal requirement in Turkey. DASK insurance can cover you if your house is damaged by an earthquake or a disaster directly linked to one.

No, you’re not legally required to have holiday home insurance in Turkey. But as you may be away for long periods, you should consider it. You are, however, obliged to arrange national earthquake insurance (DASK).

Making a claim is straightforward. Simply call us on 0345 111 0672, and our dedicated team will be more than happy to help you.

Our mission as second home insurance specialists

We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.

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*correct as at June 2024

Specialist second home insurance from Intasure

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