What is DASK Earthquake Insurance?
DASK insurance is a mandatory cover that helps to protect your property in Turkey from financial losses caused by natural disasters, such as earthquakes.
Turkey lies in an active seismic zone, which typically endures more earthquakes than many other countries. As recently as 2020 an earthquake hit, resulting in 41 deaths and hundreds of injuries.
It’s for this reason that DASK insurance is critical. Learn about how Intasure’s Turkey holiday home insurance can keep you and your property safe, below.
Is DASK Insurance compulsory?
Yes, the Turkish government requires all homeowners to have DASK insurance, also called “compulsory earthquake insurance.” For context, it’s a policy established by the World Bank and Turkish Government, provided by the Turkish Catastrophe Insurance Pool.
DASK policies are revised annually. And the Turkish government makes it compulsory for people to stay up-to-date with potential changes in rules or regulations. You might not be asked to show proof of your DASK insurance but understand that you must have a policy when selling your home.
What does DASK Insurance cover?
DASK insurance reimburses you for costs associated with material damage to dwellings caused by earthquakes. In addition, incidents directly related to earthquakes are covered, such as fires or explosions, tsunamis, and landslides. Whether your home has suffered minor or severe damage, DASK insurance covers the financial losses, including:
- Foundations – structural issues to your property that require attention.
- Walls – any damage to inside or outside walls.
- Ceiling and floors – holes, structural damage, and more.
- Roofs – damage to the exterior or interior side of the roof.
- Stairs – all possible negative impacts to the structure.
How do I get DASK Insurance?
If you’re unfamiliar with the Turkish property market, you’ll need information about covering your property in line with local legislation. That’s where we can help. At Intasure, we will find out more about your property and arrange a DASK insurance policy that helps to mitigate against relevant risks.