What is holiday home insurance?
Holiday home insurance (also referred to as second home insurance) covers an additional property that isn’t used as a full-time or main residence. Like standard home insurance, it’s a policy that includes buildings and contents cover. This is an important consideration regardless of whether your property is based in the UK or overseas.
Policy details can vary depending on your property type and how you plan to use the property. Holiday let insurance, for example, contains clauses specific to a property that is let on short-term rentals and long-term rentals.
Likewise, property insurance requirements for log cabins may differ to those for an old brick cottage, for instance, due to structural and locational differences.
Unsure what cover you may need?
Speak with one of our holiday home insurance specialists, and we’ll help you secure cover which helps protect your property for a variety of eventualities. So, if an insured claim does arise you can rest easy.
What does holiday home insurance cover?
Intasure holiday home insurance policies cover loss, theft or damage to your property’s building and contents. Similarly, our policies feature public liability cover, which protects your holiday home against insured claims relating to compensation or injury.
Policies are broken down into buildings and contents cover, and each side protects a different aspect of your property.
What properties does your holiday home insurance cover?
Whether your property is in the UK or abroad, we can supply holiday home insurance for an extensive range of property types, including:
We’re here to help you take care of your investment with insurance cover for your holiday home. Talk to our experienced staff today, to arrange a policy that fits your property.
Which countries are covered by holiday home insurance?
You shouldn’t feel restricted when buying a second home. This is a chance for you to secure your dream holiday home, after all! That’s why we’ve extended our holiday home insurance to cover more than 40 countries and territories across the EU and beyond, covering many popular British tourist destinations. What’s more, our customer service is handled by a UK based, English-speaking support team, so you’ll always feel right at home.
You’ll find that our holiday home insurance abroad covers some of the most common British tourist destinations, such as France and Spain. Looking to go somewhere further afield? We also offer policies for exotic locations, such as Turkey and the UAE. Here’s our complete list of destinations:
- UK (England, Wales, Scotland, Northern Ireland, Guernsey, Jersey & Isle of Man)
Our service is built on simplifying how you take out cover, eliminating any complications where possible. How? Well, one way is by ensuring that whether your holiday home is in the UK or abroad, you’ll always deal with English-speaking representatives. Intasure will support you from day one through to renewal, making any modifications along the way and handling claims.
Holiday home insurance FAQ’s
Please note that these Frequently Asked Questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.