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Protect your second property in Cyprus with holiday home insurance.

Owning a holiday home is an opportunity for frequent breaks in the sun. However, long periods away from your property present potential problems. Whether sudden structural issues mean you need to jump on a flight right away or a natural disaster renders your property uninhabitable, there are several risks to consider. So, if you’re in the market for a property, see how our Cyprus holiday home insurance could give you greater confidence. And if you’re planning to let it out, why not check out our holiday let insurance?

To learn more about our Cyprus holiday home cover, contact our dedicated customer service team or click the button below for a quote.

What is Cyprus holiday home insurance?

Cyprus holiday home insurance provides cover for second properties across the Mediterranean island. The policy protects you against risks of damage and loss whether you’re occupying your property or not. One such example is damage arising from natural disasters. Given that Cyprus has experienced extreme weather in recent years, you’d be wise to consider holiday home insurance carefully.

We offer cover for properties that are both occupied and not. For insured claims, we also provide public liability insurance of up to £5 million, which could prove invaluable should a guest raise a claim for compensation against you.

What does holiday home insurance in Cyprus cover?

Intasure offers combined building and contents cover packaged together, so it’s more affordable for our customers. We also provide emergency travel cover, loss of rent, and other forms of protection that are discussed further down this page.

Buildings and Contents Cover

Whether your properties’ structure is damaged or the contents inside are stolen, our buildings and contents cover can take care of the situation. We also extend this insurance to outbuildings and swimming pools, which are common features of Cyprus properties.

Choose Intasure, and we’ll protect you from the following risks as standard:

  • Damage to buildings or contents due to natural disasters, such as extreme weather, floods, fires, storms, and earthquakes (depending on location).
  • Escaped water, sewage, or oil from household appliances, such as washing machines and dishwashers.
  • Theft of personal property, money (up to £250), and valuables.
  • Accidental damage to household goods, carpets, sanitary fixtures, etc.*
  • Loss or damage caused by electrical power surges.

* Please refer to your policy details, accidental damage cover is an optional extra which can be included in your policy.

Public Liability Cover

Letting out your holiday home in Cyprus can be an excellent way to earn an extra income stream. However, it doesn’t come without risks. As such, we can offer public liability cover up to £5 million for scenarios where a guest damages your belongings or is injured on your property following an insured claim. This protection will also cover your legal costs if you’re considered liable for any damage, harm, or loss.

Emergency Travel Costs Cover

We cover your emergency travel costs if something disastrous happens to your holiday home while you’re out of the country. Following a claim, we also provide alternative accommodation if your property is rendered uninhabitable.

Loss of Rent Cover

Following a claim, we can cover any loss of rent if you can’t let out your property due to severe damage.

Unoccupancy Cover

Choose Intasure, and you’ll have protection when your property is occupied or for up to 60 days if left vacant.

Additional Cover

We also offer cover for pedal bike theft and accidental damage.*

*Please refer to your policy details, accidental damage cover is an optional extra which can be included in your policy.

What property types can I cover in Cyprus?

Whether you want to buy a charming little villa in a seaside village, a luxury home in the hills, or a modern apartment in the center of Nicosia, we can help. Here are some of the property types Intasure cover: 

  • Villas with pools or hot tubs
  • Apartments
  • Houses, including outbuildings, courtyards, etc

How much does holiday home insurance in Cyprus cost?

The cost of holiday home insurance varies depending on several factors, including:

  • The property location – if you live in a sought-after area like Nicosia, or on the coast, you might pay a higher premium.
  • The property size – larger dwellings typically have higher insurance costs. Similarly, your Cyprus holiday home insurance may cost more if you have outbuildings, such as a pool or hot tub.
  • The property age – newer properties and those well looked after typically cost less to insure.
  • Your property contents – if there are many expensive items in your home, you might pay a higher premium.

Why choose Intasure?

At Intasure, it’s our goal to stay in tune with the ever-changing rules of overseas insurance markets. What’s more, we have a deep understanding of foreign property regulations and are in regular contact with Cypriot authorities, so your policy is always relevant. Here are a few other reasons to choose Intasure:

  • We have specialist knowledge of insuring properties in Cyprus, including local laws and insurance requirements.
  • Our customer service team are English-speaking and UK-based.
  • We can tailor our protection with optional forms to suit your requirements.
  • We offer high cover levels, including up to £1 million buildings protection and £5 million public liability.

Since all our agents are UK-based and speak English, you can relax knowing there won’t be a communication breakdown. See for yourself. Talk to our staff today if you have questions about insuring a holiday home in Cyprus.

Holiday Home Insurance Cyprus FAQs

Please note that these Frequently Asked Questions aren’t a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

What doesn’t Cyprus holiday home insurance cover?2022-03-18T16:54:10+00:00

There are a few exceptions to our Cyprus holiday home insurance, including:

  • Loss, damage, liability, cost, or expense caused by an act of terrorism.
  • Damage caused by faulty workmanship, defective design, or defective materials.
  • Damage caused by pets.
Do I need both buildings and contents insurance for homes in Cyprus?2022-03-18T16:46:13+00:00

Not legally, but it’s a good idea to consider both buildings and contents insurance. Together, they’ll cover risks to your property’s structure and contents, including natural disasters and accidental damage.

Am I required to have holiday home insurance in Cyprus?2022-03-18T16:45:23+00:00

As with most countries, holiday homeowners aren’t required to buy home insurance. Having said this, wherever you live in Cyprus, there are risks. There’s the constant threat of natural disasters, theft, and unruly guests, to name but a few. Intasure’s comprehensive insurance policy can protect you against these risks.

Intasure Customer Reviews

If you are looking for holiday home insurance to protect your property in Cyprus then look no further and try Intasure!

*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.

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