Foreign property insurance

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Holiday home insurance in the UK & abroad

What is holiday home insurance?

Holiday home insurance can protect against building damage or losses incurred at overseas property as well as in the UK. Regular home insurance may not be enough to mitigate your risks. Instead, a policy designed for properties that are naturally left unoccupied for long periods, especially during the off season can be more appropriate.

Insurance for holiday homes in more than 20 countries

We’ve spent years ensuring customers find suitable holiday home insurance for their properties in the UK and further afield. By gathering valuable information concerning your holiday home insurance policy you can learn how to protect your investment.

We can cover holiday homes in the following destinations:

  • Austria
  • Bulgaria
  • Cape Verde
  • Croatia
  • Cyprus
  • Egypt
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Malta
  • Monaco
  • Morocco
  • Netherlands
  • Poland
  • Portugal
  • Republic of Ireland
  • Scotland
  • Spain
  • Turkey
  • UAE

Please be aware that Intasure is currently unable to offer cover in the UAE or Morocco for new or renewing customers. For more information, please call the Broker Team at Intasure on 01892 239370, email brokerteam@intasure.com, or contact your dedicated Business Development Manager.

What’s covered? Intasure protects against the following:

  • Loss of or damage to buildings and contents caused by fire, explosion, lightning, earthquake, and subterranean fire.

  • Loss or damage to the building caused by falling trees or branches (including the cost of removal up to £500), lamp posts or telegraph poles.

  • Loss or damage to buildings caused by falling receiving aerials and their fittings or masts, solar panels, satellite dishes and fittings.

  • Physical Loss or damage directly caused by smoke, riot, malicious damage, storm, flood, hail and avalanche.

  • Escape of water, sewage or oil from any fixed heating or domestic water installation, washing machines or dishwashers, theft or attempted theft and impact by vehicles, animals, aircraft

  • Up to £1M for Buildings.

  • Public Liability up to £5M.

  • Loss or damage caused by electrical power surges

  • Accidental breakage of fixed glass and sanitary fixtures.

  • Accidental breakage of glass and mirrors, glass tops to furniture and freestanding ceramic hobs and fixed glass in furniture in the Home or Holiday Home.

  • Accidental damage to underground services to the Home or Holiday Home for which you are legally responsible

Optional Covers

  • Theft and accidental damage to pedal cycles
  • Portable computers
  • Hearing aids
  • Sit on mower / mobility scooter
  • Contents at University
  • Valuables or personal possessions

Get a holiday home quote online or contact our UK Broker team on +44 (0)1892 239 370 for more information.

*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.