Landlords Insurance For EU Residents

  • Tailor your expat landlord insurance cover to suit your lifestyle
  • 24/7 expat landlord insurance emergency claims service
  • Cover in more than
20 countries

  • Over 20 years of holiday
home expertise

  • 24hr emergency
claims helpline

  • Cover for unoccupied
properties included

EU Landlords Insurance

Intasure provides landlord insurance for UK nationals living outside the EEA who own rental property in the UK. 

There are several costs to consider when purchasing a buy-to-let property, including mortgage, council tax, and insurance. While it’s important to get a fair deal, it’s equally important to ensure you have a suitable level of cover in place. 

Intasure’s expat landlord insurance protects buildings and contents, helping to provide peace of mind for property owners living abroad outside the EEA. 

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What Does EU Landlords Insurance Cover?

This cover includes but is not restricted to:

  • Public liability £5 million public liability cover

  • Alternative accommodation expenses cover

  • Accidental damage cover

The policy provides cover for loss or damage to buildings and/or contents as a result of:

  • Damage to buildings due to natural disasters

    (such as fire, lightning, explosion, aircraft, earthquake, riot, storm, flood postcode dependent)

  • Theft or attempted theft

  • Escape of water

  • Subsidence, ground heave, or landslip

Optional cover

  • Contents of residential units

    (where accommodation is let furnished, cover can be included for loss or damage to, furniture and furnishings.)

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Our Partners

Intasure works with an established partner to provide flexible insurance options.

Why Choose Intasure?

With over 20 years of experience providing cover for second homes in the UK and abroad, we’ve built up a team of experts to help you find suitable cover. Intasure will support you from day one through to renewal, making any necessary modifications along the way and handling claims. Some of the benefits of taking out a second home insurance package with Intasure include: 

 

  • Cover overseas

    We provide cover in more than 20 countries and territories.

  • UK teams

    We have in-house UK-based customer service and claims teams.

  • English documents

    All policy documents and communications are written in English.

  • Rated ‘Excellent

    Rated as ‘Excellent’ on TrustPilot

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EEA residency changes – important information 

From 1 January 2026, Intasure will no longer offer new insurance policies where the customer lives in an EEA country and the property is located in the UK, or where the customer lives in an EEA country and is insuring a leisure home (such as a static caravan or lodge). 

From 1 April 2026, Intasure will stop offering all remaining new insurance policies where the customer lives in an EEA country, including policies for overseas holiday homes. 

Any policies written or already in force prior to these changes will continue to be honoured for the duration of the annual contract. Impacted customers will be contacted at renewal and advised on next steps. 

Policy Documents

View our policy documents to discover the cover Intasure can provide.

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