Foreign Holiday Home Insurance
- Get holiday home cover in more than 20 countries across the EU and beyond
- Insurance is available for a range of property types, including chalets, cottages, apartments, villas, and more
- UK-based support from friendly holiday home insurance specialists
Protect Your Holiday Home With Overseas Holiday Home Insurance
Owning a holiday home abroad is an extremely exciting prospect. To ensure you can enjoy regular escapes to the sun, you may want to consider foreign holiday home insurance to help keep your property safe.
At Intasure, we have 20 years of experience providing cover to holiday homeowners as holiday home insurance specialists. We use our experience to provide cover specifically for the challenges of owning a holiday home abroad. Get in touch with our specialist team for a quote or to find out more.
What Is Overseas Holiday Home Insurance?
Foreign holiday home insurance can help protect against building damage or losses incurred at your overseas property.
Regular home insurance may not be enough to protect you from risks. Instead, a policy designed for properties that are naturally left unoccupied for long periods, especially during the off season, can be more suitable. It’s important that cover can protect your property against damages and theft, even when you’re not there.
Policy details can vary depending on your property type and how you plan to use the property. If you own a home or you’re looking to purchase a new property in a holiday destination abroad, you may require holiday home insurance. If you let out your property to guests, you may also want to consider holiday let insurance.
Our Partners
Intasure works with an established partner to provide flexible insurance options.
Which Countries Are Covered By Holiday Home Insurance?
We’ve extended our overseas holiday home insurance to cover more than 20 countries and territories across the EU and beyond, covering many popular British tourist destinations. Our customer service is handled by a UK-based, English-speaking support team to help you find the information you need.
Our holiday home insurance abroad covers many common British tourist destinations, such as France and Spain. If you’re looking to go somewhere further afield, we also offer policies for more exotic locations, such as Turkey. Here’s our complete list of destinations:
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View a list of countries we cover
What Our Customers Say About Us
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24 Sept 2024
Very easy service to use and no hard…
Very easy service to use and no hard sell which was nice. Good customer service and happy with my encounter. Would use again
Jason T
24 Sept 2024
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29 Aug 2024
Exceptionally fast and efficient…
Exceptionally fast and efficient service from Nikki Hickmott. I was in a hurry to cover my house in France and it was sorted within the hour. Brilliant service.
Katryn
29 Aug 2024
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20 Aug 2024
Ruben Lopes was patient and knowledgeable
Ruben Lopes was patient, calm and extremely polite. Ruben was professional and knowledgeable. He is a wonderful asset for your company.
Karen Reading
20 Aug 2024
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20 Aug 2024
Very thorough quote process
Very thorough quote process, and Julian was very knowledgeable.
JC
20 Aug 2024
What cover is included with holiday home insurance abroad?
Our holiday home insurance is available with buildings and contents cover. It can offer you protection for both accidental and malicious damage, along with theft.
Buildings insurance can include cover for your bricks and mortar, including permanent structures used for domestic purposes within the grounds of your holiday home.
Our buildings cover can provide protection against:
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Damage to buildings
Can cover damage caused by natural disasters such as floods or storms.
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Physical loss or damage
Can protect against loss or damage caused by smoke, riot, malicious damage, fire, explosion, hail, or avalanche.
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Escape of water or oil
Can help cover damage resulting from leaks or spills from household fixtures.
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Public liability cover
Can provide protection of up to £5 million for claims from injury or damage to third parties.
Contents insurance can help protect your household goods, fittings, and personal property, including:
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Loss or damage to contents
Can cover loss or damage caused by fire, flood, or storm.
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Theft or malicious damage
Can help protect against theft or intentional damage to contents.
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Accidental damage
Can include cover for accidental damage to household fittings, such as glass tops in furniture or ceramic hobs.
Key Benefits Of Our Overseas Holiday Home Insurance
Cover whether the property is occupied or unoccupied
One significant benefit of choosing Intasure as your holiday home insurance provider is that we cover properties whether they’re occupied or unoccupied. This includes up to 60 days unoccupancy cover for loss of metered water or oil.
Emergency travel following a claim
If something untoward happens, you’ll want to be nearby as soon as possible. But getting a flight at the last second can be expensive. Intasure can cover the costs of emergency travel after an insured claim for damages worth £1,500 or greater.
Temporary accommodation cover
If you need somewhere to stay for the duration of your visit, we can cover emergency accommodation to keep a roof over your head.
Protection for swimming pools and hot tubs
Many holiday homes abroad come equipped with swimming pools. Our holiday home insurance can cover swimming pools and hot tubs, so if there is a fault or damage, we can cover the repair costs in the event of a successful claim.
Cover for outbuildings
Our foreign holiday home insurance isn’t restricted to the four walls of your main property. Summer houses and other outbuildings are equally important, so our policy gives you damage and theft protection for these too.
Public liability cover of up to £5 million
Public liability cover is included as standard with our overseas holiday home insurance, helping to protect you against claims brought about for personal injury or damage to a third party.
Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
What Types Of Property Are Covered By Abroad Holiday Home Insurance?
We cover a wide range of holiday homes across more than 20 countries and territories throughout Europe and beyond. So, whether you own a beachside villa, a city apartment, a static caravan, or a log cabin, we’ll do our best to provide you with a quote. You can find out more about chalet, log cabin, and overseas caravan insurance below:
Why Choose Intasure?
We have vast experience dealing with overseas insurance markets, foreign authorities, and regulators abroad. For you, that means having a policy tailored to the market your holiday home is based in.
With Intasure, you’ll always deal with a UK-based English-speaking representative, even when making a claim. Your policy documents are also written in English.
We’re on-hand every step of the way. From policy quotation to renewal, we’re here. That includes making any modifications to your policy if circumstances change.
Benefits of using Intasure for your holiday home insurance:
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Building insurance up to £1 million
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Public liability cover up to £5 million included as standard
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Property cover whether occupied or unoccupied
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We’re a specialist holiday let insurer
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Understanding of local rules and regulations.
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Experienced English speaking customer service staff
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Flexible policies tailored to customers through optional extras
Foreign holiday home insurance FAQs
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation
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Can I insure multiple holiday homes?
Yes, we provide foreign holiday home insurance for those who have multiple properties abroad. It may be more convenient and cost-effective to insure all of your holiday homes with one insurer. With Intasure, we let you insure your various properties with us.
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What factors affect the cost of holiday home insurance?
Various factors affect the cost of holiday home insurance abroad, including the location of the property and the risk of natural disasters. Other contributing factors are building size and the construction materials used. We consider all these variables and more when calculating your risks to determine a suitable premium.
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Do you insure holiday homes in every country?
We cover a wide range of holiday homes across more than 20 countries and territories throughout Europe and beyond. However, the scope of cover varies between different nations, and in certain markets our cover is limited by local rules. If you have any queries about the level of cover available in certain markets, contact our customer service team.
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Can I get insurance if I want to let my home out?
Yes, you can. Letting out a property can be a fantastic way to make an additional income stream—particularly if it’s left empty for long periods. So, you’ll be happy to hear that we can provide cover for your rental property.
Our holiday let insurance includes all the buildings and contents cover we’ve already outlined above, plus public liability insurance for insured claims. The latter is a key consideration, as it can safeguard your finances if guests injure themselves at your property due to your negligence.
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Why is overseas property insurance important?
You’ll want to know that you have financial protection for your property investment if something were to happen, even if you’re not staying there at the time. With Intasure, you can get protection for your home whether it’s occupied or not.
Leaks, floods, and other forms of damage to your home abroad can be difficult to deal with from the UK. That’s why we offer a helping hand with emergency travel for insured claims, helping you to get there to deal with any issues in person. We can also help with to the costs of temporary accommodation if the damage means your holiday home becomes uninhabitable for any guests staying there at the time.
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Can I get regular home insurance for my overseas holiday home?
Standard home insurance often doesn’t cover the unique risks associated with owning a property abroad. For example, it may not cover extended periods of unoccupancy, letting to guests, or exposure to different weather conditions abroad. This is why foreign holiday home insurance can be worthwhile. Tailored insurance can help ensure you’re protected from the various risks that come with owning a home overseas.
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Can I insure a property abroad from the UK?
Yes, you can insure a property abroad while living in the UK. Intasure offers specialist holiday home insurance abroad to help protect properties outside of the UK. Our policies can cater to the risks of owning an overseas property, whether you use it personally or let it out to guests.
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Does foreign holiday home insurance cost more than standard insurance?
Foreign holiday home insurance generally costs more than standard insurance because of the additional risks involved. These can include exposure to extreme weather, such as floods or storms, higher liability risks from letting to guests, or unoccupancy for extended periods. Insuring a property in another country may also require specialised policies to comply with local regulations and cover risks specific to the location, both of which can affect premiums.
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What isn’t covered by overseas holiday home insurance
Overseas holiday home insurance typically excludes certain risks, such as general wear and tear, deliberate damage by guests, or issues arising from inadequate maintenance. Specific exclusions can vary depending on the policy, so it’s important to review the terms carefully. For more detailed information on what may not be covered, refer to the policy summary. Get in touch to find out more about our foreign holiday home insurance.
Policy Documents
View our policy documents to discover the cover Intasure can provide.
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