Holiday Home Insurance Ireland

Tailor your Ireland holiday home insurance cover to suit your lifestyle
Offers peace of mind to enjoy the leisure time you have earned
24/7 Ireland holiday home insurance emergency claims service

Cover in more than 20 countries
Over 20 years of holiday home expertise
24hr emergency claims helpline
Cover for unoccupied properties included

Protect Your Second Property With Holiday Home Insurance In Ireland

Ireland can be a popular holiday home location. The Emerald Isle is brimming with natural beauty and rugged landscapes imbued with Celtic legend.

If Ireland is your place of choice for a second home, you’ll likely want to ensure your property is suitably protected. That’s where our holiday home insurance can help. At Intasure, we can provide insurance policies to meet the needs of a holiday home in Ireland.

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What Is Ireland Holiday Home Insurance?

Ireland holiday home insurance can provide cover for second properties across the Republic of Ireland. The policy includes buildings and contents insurance, providing protection designed specifically for second homes located overseas.

We can also provide cover for holiday homes in Northern Ireland with our UK holiday home insurance.

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Our Partners

Intasure works with an established partner to provide flexible insurance options.

What Does Holiday Home Insurance In Ireland Cover?

As mentioned, our holiday home insurance includes building and contents cover, as you might expect from a residential insurance policy.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Buildings and contents insurance

Our holiday home cover includes building and contents cover, as you might expect from a residential insurance policy.

Intasure offers protection from the following risks:

Damage to buildings or contents due to natural disasters, such as flooding & fires.
Loss or damage caused by electrical power surges
Theft of household contents
Accidental damage to household goods, carpets, and sanitary fixtures
Escape of water or oil from household appliances, such as washing machines

Public liability cover

Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.

We offer £5 million cover as standard for insured public liability claims.

Emergency travel cover

Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for travel costs when you need to get to your holiday home in a hurry.

Loss of rent cover

If you have a confirmed rental booking that can’t go ahead due to house damage, loss of rent cover can help to cover the lost income.

Alternative accommodation cover

Damage to your property may mean it’s no longer inhabitable. Alternative accommodation cover can cover hotel fees if you need to relocate while repairs are undertaken.

Unoccupancy cover

Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.

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Why Choose Intasure?

There are a host of benefits to buying Ireland holiday home insurance with Intasure, including:

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Benefits of using Intasure for your holiday home insurance:

Building insurance up to £1 million
Public liability cover up to £5 million included as standard
Property cover whether occupied or unoccupied
We’re a specialist holiday let insurer
Understanding of local rules and regulations.
Experienced English speaking customer service staff
Flexible policies tailored to customers through optional extras

What Sort Of Properties Does This Type Of Insurance Cover?

Our Irish holiday home insurance helps safeguard the following property types:

Houses and bungalows
Flats & apartments
Farmhouses and cottages
Caravans and park homes
Listed home

Ireland Holiday Home Insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

How much does Irish holiday home insurance cost?
While all insurance policies vary in cost, several factors typically shape the premium you pay, including:
- Your property’s location– for example, areas in close proximity to rivers, seas or other bodies of water, could result in higher premiums
- The size of your property– larger properties tend to attract higher premiums
- The contents within your property– storing high-value contents in your property can result in greater insurance costs
Why is overseas property insurance important?

If you can’t visit your second home regularly, you may find suitable insurance can help to provide peace of mind. Intasure is a specialist second home insurance provider, whether your property is located in the UK or overseas.

Leaks, floods, and other forms of damage to your home can require you to be there in person. That’s why we offer cover for emergency travel costs for insured claims. Cover for the cost of temporary accommodation is also available if the damage means your holiday home is no longer inhabitable.
Can I get cover if I want to let my home out?

Yes, you can. Letting out a property can be a good way to make an additional income stream if there are periods when you’re not using it. So, you’ll be happy to hear that we provide cover for when paying guests are also staying in your holiday home.
Do you insure holiday homes in every country?
At Intasure, we cover a wide range of holiday homes across the UK and more than 20 countries and territories. This includes:
- UK (England, Wales, Scotland, Northern Ireland, Guernsey, Jersey & Isle of Man)
- Austria
- Bulgaria
- Cape Verde
- Croatia
- Cyprus
- Egypt
- France
- Germany
- Greece
- Hungary
- Italy
- Malta
- Morocco
- Netherlands
- Poland
- Portugal
- Republic of Ireland
- Spain
- Turkey
- UAE