Excellent

4.4 out of 5 based on 148 reviews

Protect your second property with holiday home insurance in Ireland

Ireland can be a popular holiday home location. The Emerald Isle is brimming with natural beauty and rugged landscapes imbued with Celtic legend.

If Ireland is your place of choice for a second home, you’ll likely want to ensure your property is suitably protected. That’s where our holiday home insurance can help. At Intasure, we can provide insurance policies to meet the needs of a holiday home in Ireland.

What is Ireland holiday home insurance?

Ireland holiday home insurance can provide cover for second properties across the Republic of Ireland. The policy includes buildings and contents insurance, providing protection designed specifically for second homes located overseas.

We can also provide cover for holiday homes in Northern Ireland with our UK holiday home insurance.

Excellent

Based on 148 reviews

What does holiday home insurance in Ireland cover?

As mentioned, our holiday home insurance includes building and contents cover, as you might expect from a residential insurance policy.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Buildings and contents insurance

Our holiday home cover includes building and contents cover, as you might expect from a residential insurance policy.

The cover offers protection against:

  • Damage to buildings or contents

    due to natural disasters, such as flooding and fires.

  • Escape of water or oil

    from household appliances, such as washing machines and dishwashers

  • Theft

    of household contents

  • Accidental damage

    to household goods, carpets, and sanitary fixtures

  • Loss or damage

    caused by electrical power surges

Public liability cover

Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.

We offer £5 million cover as standard for insured public liability claims.

Emergency travel cover

Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for travel costs when you need to get to your holiday home in a hurry.

Loss of rent cover

If you have a confirmed rental booking that can’t go ahead due to house damage, loss of rent cover can help to cover the lost income.

Alternative accommodation cover

Damage to your property may mean it’s no longer inhabitable. Alternative accommodation cover can cover hotel fees if you need to relocate while repairs are undertaken.

Unoccupancy cover

Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.

What property types in Ireland can I cover?

Our Irish holiday home insurance helps safeguard the following property types:

  • Houses and bungalows
  • Farmhouses and cottages
  • Flats and apartments
  • Caravans and park homes

Why choose Intasure?

There are a host of benefits to buying Ireland holiday home insurance with Intasure, including:

  • Customers can tailor insurance to their needs with optional covers

  • Up to £1 million buildings cover and £5 million public liability cover

  • Cover for short and long-term lets

  • Cover whether the property is occupied or not, for up to 60 days

  • Emergency travel costs for insured claims

  • Loss of rent cover following an insured claim

  • Alternative accommodation costs for insured claims

Policy documents

View and download policy documentation

Need some help?

Call us on 0345 111 0680

Monday – Friday 9am – 6pm

Monday – Friday 9am – 5pm

Get a quote

Ireland holiday home insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

How much does Irish holiday home insurance cost?

While all insurance policies vary in cost, several factors typically shape the premium you pay, including:

  • Your property’s location– for example, areas in close proximity to rivers, seas or other bodies of water, could result in higher premiums
  • The size of your property– larger properties tend to attract higher premiums
  • The contents within your property– storing high-value contents in your property can result in greater insurance costs

If you can’t visit your second home regularly, you may find suitable insurance can help to provide peace of mind. Intasure is a specialist second home insurance provider, whether your property is located in the UK or overseas.

Leaks, floods, and other forms of damage to your home can require you to be there in person. That’s why we offer cover for emergency travel costs for insured claims. Cover for the cost of temporary accommodation is also available if the damage means your holiday home is no longer inhabitable.

Yes, you can. Letting out a property can be a good way to make an additional income stream if there are periods when you’re not using it. So, you’ll be happy to hear that we provide cover for when paying guests are also staying in your holiday home.

At Intasure, we cover a wide range of holiday homes across the UK and more than 20 countries and territories. This includes:

  • UK (England, Wales, Scotland, Northern Ireland, Guernsey, Jersey & Isle of Man)
  • Austria
  • Bulgaria
  • Cape Verde
  • Croatia
  • Cyprus
  • Egypt
  • France
  • Germany
  • Greece
  • Hungary
  • Italy
  • Malta
  • Morocco
  • Netherlands
  • Poland
  • Portugal
  • Republic of Ireland
  • Spain
  • Turkey

UAE

Our mission as second home insurance specialists

We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.

20

Years’ experience
providing holiday home insurance

96%

of reviewers recommend Intasure
on reviews.io*

20+

Countries Covered by
Our Policies

Find out more about us

*correct as at June 2024

Specialist second home insurance from Intasure

Learn more about the cover our products provide:

Airbnb Insurance

Buildings and contents insurance suitable for holiday homes let via Airbnb.

Swimming pool at a modern luxury villa, Crete, Greece

Holiday Let Insurance

Protection for your holiday home when it’s let to paying guests.

Expat & EU Residents Insurance

At Intasure, we can provide an insurance solution for expat homeowners.

Static Caravan Insurance

Our cover is available for static caravans in the UK and overseas.

Helpful articles from Intasure