Is your listed holiday home properly protected?

A holiday home can be a profitable investment with a high return, especially if it’s located in one of the UK’s holiday hotspots like Devon, Cornwall, or the Lake District. Managed properly, it can deliver year-round revenue and a steady income.

However, there is plenty to think about before you rent your home out to paying guests or buy a listed property as your own private holiday home. That can include finding suitable insurance, which can be especially important if you have a Grade II listed property.

What type of listed buildings are covered?

We cover a range of cottages and houses with our listed building insurance cover, including private dwellings granted Grade II or Grade II* status. In Scotland, we can cover buildings granted B and C status.

Listed buildings include those classified as standard construction, as well as:

  • Standard construction
  • Wattle and daub
  • Lathe and plaster
  • Timber framed
  • Cob

What benefits are included in insurance for Grade II listed buildings?

As well as providing you with cover for the building itself, our holiday home policies can include:

  • Accidental damage

    Optional accidental damage cover for family and tenants

  • Theft

    Optional theft by tenant cover

  • Loss of rent cover

    up to £25,000 – for confirmed bookings following an insured loss under
    buildings cover

  • Alternative accommodation cover

    following an insured loss under buildings cover

  • Accommodation

    Emergency travel/accommodation cover – following an insured loss

  • Public liability

    Public liability cover up to £5m

  • Outdoor swimming pools

    Protection for outdoor swimming pools and hot tubs

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

What if it’s not rented out all-year-round?

We understand that this is a holiday home and there may be times when the property is left empty for a longer period. There are generally certain provisions for insurance for Grade II listed holiday homes that are not occupied all-year-round.

One provision may be that your holiday home does have to be occupied at least once during the year, and be in a habitable state and furnished to qualify as a holiday home. If you have any about our insurance requirements regarding occupancy, please don’t hesitate to call our team.

Is there any type of listed holiday home you don’t insure?

We do not offer cover for Grade I and Grade A listed properties or thatched properties.

A team at the end of the phone

If you have any questions about our listed building holiday home insurance, you can give us a call. We’re here to help resolve problems and answer your questions about holiday home insurance for listed properties.

Why choose Intasure?

With over 20 years of experience providing cover for second homes in the UK and abroad, we’ve built up a team of specialists to help you find suitable cover.

Some of the benefits of taking out an insurance package with Intasure include:

Cover overseas

We provide cover in more than 20 countries and territories

UK teams

We have an in-house UK-based customer service team

English documents

We provide all policy documents and communications written in English

Rated ‘Excellent’

We are rated ‘Excellent’ on, with 96% of reviewers recommending us*

*correct as at January 2024

Need some help?

Call us on 0345 111 0680

Monday – Friday 9am – 7pm

Monday – Friday 9am – 5pm

Policy documents

View and download policy documentation

Our mission as second home insurance specialists

We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.


Years’ experience
providing holiday home insurance


of reviewers recommend Intasure


Countries Covered by
Our Policies

*correct as at January 2024

Specialist second home insurance from Intasure

Learn more about the cover our products provide:

Buildings and contents insurance suitable for holiday homes let via Airbnb.

Protection for your holiday home when it’s let to paying guests.

Insurance for holiday homes in the UK and abroad.

Protect your holiday cottage with suitable insurance.

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