Italy Holiday Home Insurance
- Tailor your Italy holiday home insurance cover to suit your lifestyle
- Offers peace of mind to enjoy the leisure time you have earned
- 24/7 Italy holiday home insurance emergency claims service
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Protect Your Second Property With Holiday Home Insurance In Italy
No two holiday homes are the same, with every property facing a range of risks. That’s why we provide a holiday home insurance policy that can meet the needs of holiday homeowners in Italy.
Like any valuable investment, you may be looking for ways to protect your prized asset. Our policy provides cover for a range of risks, including protection for homeowners seeking holiday let insurance.
What Is Holiday Home Insurance In Italy?
Italian holiday home insurance offers protection for a range of risks associated with owning a house abroad — helping to safeguard your property from damage and loss.
Our policies can cover a range of property types, such as ski chalets, villas, and apartments. We can also provide cover for swimming pools, hot tubs, and outbuildings.
Our Partners
Intasure works with an established partner to provide flexible insurance options.
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Which Countries Are Covered By Holiday Home Insurance?
Our holiday home insurance abroad covers many common British tourist destinations, such as France and Spain. Looking to go somewhere further afield? We also offer policies for more exotic locations, such as Turkey and the UAE.
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View a list of countries we cover
What Our Customers Say About Us
What Does Italian Holiday Home Insurance Cover?
Our cover for Italian properties is similar to what you might expect from standard home insurance. Our insurance can include buildings and contents protection.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Buildings and contents cover
Our buildings and contents cover extends to outbuildings and swimming pools.
Intasure Offers Protection From The Following Risks:
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Damage to buildings or contents due to natural disasters, such as fires
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Loss or damage caused by electrical power surges
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Theft of household contents
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Accidental damage to household goods, carpets, and sanitary fixtures
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Escape of water or oil from household appliances, such as dishwashers
Public liability cover
Letting your holiday home in Germany can be an excellent way to earn extra income. However, it doesn’t come without risks. As such, we can offer public liability cover of £5 million cover as standard for insured public liability claims. This cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.
Emergency travel costs cover
Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for any travel costs when you need to get to your holiday home in a hurry.
Alternative accommodation cover
Damage to your property may mean it’s no longer inhabitable. Alternative accommodation cover can cover hotel fees if you need to relocate while repairs are undertaken.
Loss of rent cover
If you have a confirmed rental booking that can’t go ahead due to house damage, loss of rent cover can help to cover the lost income.
Unoccupancy cover
Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.
What Sort of Properties Does This Type Of Insurance Cover?
Why Choose Intasure?
We have years of experience in arranging insurance for homeowners abroad, including Italy.
Benefits of using Intasure for your holiday home insurance:
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Building insurance up to £1 million
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Public liability cover up to £5 million included as standard
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Property cover whether occupied or unoccupied
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We’re a specialist holiday let insurer
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Understanding of local rules and regulations.
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Experienced English speaking customer service staff
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Flexible policies tailored to customers through optional extras
Italy Holiday Home Insurance FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
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How much does Italian holiday home insurance cost?
If you’ve ever taken out an insurance policy, you’ll have seen that several factors determine premiums. This can include:
- Your property’s location– for example, areas in close proximity to rivers, seas or other bodies of water, could result in higher premiums
- The size of your property– larger properties tend to attract higher premiums
- The contents within your property– storing high-value contents in your property can result in greater insurance costs
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Are there any special requirements for insuring a property in Italy?
In order to take out insurance in Italy, you will require a Codice Fiscal, this is the Italian equivalent of a national insurance number.
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Am I required to have holiday home insurance in Italy?
While you’re not legally obliged to have holiday home cover, some mortgage providers might require you to have buildings insurance. Moreover, without insurance, your property and contents might not be financially covered against various risks.
Policy Documents
View our policy documents to discover the cover Intasure can provide.
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