Listed Buildings Insurance
Is your listed home properly protected?
Listed buildings are often much older and may have additional risks attached to them, as well as restrictions that are designed to preserve the history, character and heritage of the building. As such, you’ll find that standard buildings insurance often doesn’t make allowances for these unique features. That means you may have to look for specialist listed building insurance from providers who deal in home insurance for listed properties.
What are listed buildings?
In the UK, Grade II and Grade II* listed buildings are usually residential properties of particular historical or cultural significance (although some commercial properties can also be listed). They may be a unique construction, have an important social context, have specific architectural designs or features, or be regarded as a particularly good example of a certain type of heritage building.
Is my property listed?
Generally speaking, most buildings constructed before 1700 which are in relatively original condition are likely to be listed. Buildings that are less than 30 years old are not normally regarded as being of any historic or architectural interest.
The trouble is that some buildings, especially those that date from the middle of the 20th century, may be on the Listed Buildings register, but you may be unaware of their status. That means if you take out ordinary buildings insurance it could be invalid because of the status of the building.
You can find out if your property is on the Listed Buildings register with a simple online search – historicengland.org.uk
Why is it so important?
Listed properties are great to live in – they’re packed full of character and often have quirky little details that are unique to the building. That means repairing them or restoring them after they’ve been damaged can cost much, much more. To cover those higher costs, you should consider specialist listed building insurance that takes into account the restrictions and conditions that often restrict how you look after a listed building.
That’s where we can help. At Intasure we want to make it easy for you to get suitable listed property insurance that can give you the protection and flexibility to insure you against loss and damage.
Intasure home insurance for Grade II Listed buildings offers a host of benefits. Our team are ready to help with any queries you may have about house insurance for Grade II listed buildings and other forms of listed property insurance.
What type of buildings do you cover?
We provide access to a wide range of listed building house insurance for private dwellings granted Grade II or Grade II* status. In Scotland, buildings granted B and C status, including those built in the following materials: