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Insurance for Unoccupied Commercial property

Why choose Unoccupied Commercial property insurance with Intasure?

Intasure is a leading specialist in property insurance, and we have specific knowledge when it comes to arranging insurance for buildings that are unoccupied. Unoccupied building insurance is a risk that many insurers will not consider, in fact some will even insist on cancelling a policy if the period of unoccupancy exceeds a certain period of time.

In our experience, commercial premises become unoccupied for a variety of reasons, perhaps you have just purchased the property for your portfolio and are seeking a new tenant or, as is often the case nowadays, the previous tenant has left or ceased trading and the building has become empty.

We will consider a variety of different scenarios when it comes to providing insurance for unoccupied commercial buildings (or buildings that are partially unoccupied). Each case is of course decided on its merits. Our knowledgeable in-house sales team will be able to provide quick and efficient decisions on whether cover can be provided and if so, the scope of cover we can offer. Obtaining a quotation is easy, especially with our telephone call back facility and we are open in the evenings and at weekends.

If you are the landlord or freeholder of a property that is for example, a shop, office or industrial unit and the premises is currently unoccupied, we look forward to hearing from you. Policies can in most cases be converted if the property becomes occupied.

For this type of cover, the range of insurance perils we can offer depends on the risk we are presented with and the reason for unoccupancy. Our trained staff will go through the scope of the policy with you in detail, so you are fully aware of the benefits and any restrictions in the cover provided.

Benefits of obtaining your Unoccupied Commercial Building Insurance from Intasure.

  •  We have many years of expertise; providing specialist cover to property owners, private & commercial, in the UK and overseas

  •  Your enquiry will be professionally handled in the UK

  •  Competitive quotes with a quick and easy telephone call-back service

  •  Our team take pride in their responsiveness and customer care, ensuring you have the correct up-to-date cover, handling claims efficiently and answering questions promptly & accurately

  •  Our own bespoke policy wording

  •  Most types of building can be covered including premises with residential units attached

Intasure Unoccupied Commercial Building Insurance Includes covers for:

  •  Buildings, fixtures & fittings

  •  Rebuilding cost covers post-loss inflation

  •  Index linked values. (as required by lenders)

  •  Bespoke cover depending on the risk details

  •  Property Owners Liability

Intasure Customer Reviews

*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.

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