DASK Insurance

  • Tailor your dask insurance cover to suit your lifestyle
  • 24/7 dask insurance emergency claims service
  • Cover in more than
20 countries

  • Over 20 years of holiday
home expertise

  • 24hr emergency
claims helpline

  • Cover for unoccupied
properties included

What Is DASK Earthquake Insurance?

DASK insurance is a mandatory cover that helps to protect your property in Turkey from financial losses caused by earthquakes. For full terms, conditions and exclusions relating to DASK Insurance, please refer to the DASK website.

Turkey lies in an active seismic zone, which typically endures more earthquakes than many other countries. It’s for this reason that DASK insurance is critical. Learn about how Intasure’s Turkey holiday home insurance can keep you and your property safe below.

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Is DASK Insurance Compulsory?

Yes, the Turkish government requires all homeowners to have DASK insurance, also called compulsory earthquake insurance. For context, it’s a policy established by the World Bank and Turkish government, provided by the Turkish Catastrophe Insurance Pool.

DASK policies are revised annually, and the Turkish government makes it compulsory for people to stay up-to-date with potential changes in rules or regulations. You might not be asked to show proof of your DASK insurance but understand that you must have a policy when selling your home.

Our Partners

Intasure works with an established partner to provide flexible insurance options.

What Does DASK Insurance Cover?

DASK insurance can reimburse you for costs associated with material damage to dwellings caused by earthquakes. In addition, incidents directly related to earthquakes are covered, such as fires or explosions, tsunamis, and landslides.

Whether your home has suffered minor or severe damage, DASK insurance can help to cover financial losses, including:

  • Foundations

  • Walls

  • Ceilings and Floors

  • Roofs

  • Stairs

How Do I Get DASK Insurance?

At Intasure, we will ask you about your property and arrange a DASK insurance policy that helps to
mitigate risks.

In order to obtain a quotation for you, we require:

  • A Copy of your TAPU (Title Deeds)

  • Passport numbers for all those named on the TAPU

  • The size of your property in m2 (including any balconies and terraces)

  • Turkish Tax Reference numbers for all those named on the TAPU

  • The full Turkish address of the property

  • A live Intasure Holiday Home Policy must exist for the same address

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Why Choose Intasure For Your Holiday Home?

As a relatively new form of renting, many budding landlords may need more information about what cover is available before renting out an Airbnb property, which is where we 
can help.

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Benefits of using Intasure for your holiday home insurance:

  • Building insurance up to £1 million

  • Public liability cover up to £5 million included as standard

  • Property cover whether occupied or unoccupied

  • We’re a specialist holiday let insurer

  • Understanding of local rules and regulations.

  • Experienced English speaking customer service staff

  • Flexible policies tailored to customers through optional extras

Policy Documents

View our policy documents to discover the cover Intasure can provide.

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DASK Insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

  • What is not covered by DASK insurance?

    DASK earthquake insurance does not cover the following:

    • Debris removal costs
    • Losses not caused by earthquakes
    • Loss of rent
    • Non-material damages 

    Our Turkish holiday home package can cover debris removal, demolition costs (up to £10,000), and loss of rent. So, you can consider our holiday home insurance policy in addition to DASK insurance if these forms of cover are important to you.

  • Does home insurance cover DASK insurance?

    No, DASK insurance is a separate form of cover from home insurance. However, we do not sell standalone DASK insurance policies. With Intasure, we can provide DASK insurance alongside our Turkey Holiday Home Insurance.

  • Do I legally need DASK earthquake insurance in Turkey?

    Yes, unlike conventional home insurance, DASK insurance is a legal requirement across Turkey.

  • How much does DASK insurance cost?

    DASK insurance costs vary depending on risk levels in your region (there are 15 different tariff rates with five risk zones). It also changes depending on your property’s structure— for example, whether it is made from steel, concrete, stone masonry, or another material. The property size and number of floors also impact cost. DASK premiums are revised annually, and the TCIP (Turkish Catastrophe Insurance Pool) ensures they are kept affordable.

  • How do I get DASK insurance with Intasure?

    This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.
    *https://www.airbnb.co.uk/aircover-for-hosts – information correct as at March 2023

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