Landlord Insurance

Tailor your landlords home insurance cover to suit your lifestyle
24/7 landlords home insurance emergency claims service

Cover in more than 20 countries
Over 20 years of holiday home expertise
24hr emergency claims helpline
Cover for unoccupied properties included

Consider Landlord Insurance

If you’re a landlord looking to protect a property, you may want to consider landlord insurance. This policy is designed specifically for landlords who rent out their property and it offers protection against many risks that home insurance might not cover.

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What Is Landlord Insurance?

Landlord insurance is a combination of policies which can provide landlords with financial protection when renting their property to tenants. Unlike home insurance, it helps to cover you against the specific risks you may face as a landlord, including loss of rent and accidental damage.

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Our Partners

Intasure works with an established partner to provide flexible insurance options.

What Our Customers Say About Us

Excellent

Based on 148 reviews

What Is Covered By Landlord Insurance?

With Intasure, you can tailor your policy to suit you. You may feel our standard cover is more than enough to help protect your investment, but if it’s not, you can add optional extras. The following are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses, and any endorsements.

Buildings insurance
Loss of rent and alternative accommodation
Landlord liability insurance
Accidental damage

Here’s what can be added as an optional extra:

Landlord contents insurance
Key cover

What risks does landlord insurance cover?

Natural disasters
Theft or attempted theft
Subsidence
Accidental loss
Fires

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Do I Need Landlord Insurance?

Although landlord insurance isn’t a legal requirement, it’s wise to keep it in mind. That’s because many home insurance policies might not cover issues you could encounter as a landlord. This means you could be left out of pocket if you’re hit with a costly issue and don’t have suitable protection.

Landlord insurance helps to give you peace of mind should the worst happen. Our landlord insurance policies are available with a range of optional extras, so you can tailor a landlord insurance policy to meet your needs.

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What Types Of Properties Are Covered By Landlord Insurance?

Whether you want to insure a flat, bungalow or semi-detached house, we’ll help you find suitable landlord insurance at Intasure. We insure the following types of properties:

Why Choose Intasure’s Landlord Insurance?

If you’re new to landlord insurance, Intasure can help support you every step of the way. Our UK-based team has 20 years’ experience of guiding customers to a policy that meets their needs and budget. It’s why we’re rating Excellent on TrustPilot. Plus, we won’t charge you an admin fee if you ever change your mind and want to cancel your policy.

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Benefits of using Intasure for your holiday home insurance:

Overseas Cover
UK teams
English documents
Rated Excellent on TrustPilot

FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

Is landlord insurance a legal requirement?

No, landlord insurance isn’t a legal requirement. But it does help to protect you against many risks, such as contents damage, theft or legal cover. You could be hit with a hefty charge if there’s an issue and you don’t have suitable cover. Plus, some buy-to-let mortgage lenders may insist on landlord insurance before you take out a mortgage.
How much does landlord insurance cost?
The cost of landlord insurance varies depending on several factors, including:
- The location of your property – for example, if it’s in a place where flooding is likely, you can expect to pay higher premiums
- The size of your property – typically, you’d expect to pay higher premiums for a large mansion or villa and lower premiums for a small apartment
- The value of your contents – more valuable items can attract a higher premium
What if my property is unoccupied?

Our standard cover can be available for unoccupied landlord properties, for example when it’s in between tenants or if building work is going on at the property. Please get in touch with us for more information.
Are fixtures and fittings covered?

Yes, we insure fixtures and fittings such as fitted kitchens and built in wardrobes. However, whether we provide you with cover or not depends on the type of loss or damage. For more information, check our policy wording.