Landlord Contents Insurance

Cover in more than 20 countries
Over 20 years of holiday home expertise
24hr emergency claims helpline
Cover for unoccupied properties included

Landlord Contents Insurance

If you’re a landlord with a furnished property, landlord contents insurance can help cover the costs of repairing or replacing the contents within your property if damaged or stolen.

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What Is Landlord Contents Insurance?

Landlord contents insurance is designed for landlords who rent out furnished properties. It can offer cover for repairing or replacing furniture and appliances that landlords provide for their tenants in their rental properties. This type of policy is often taken out in addition to standard landlord insurance, which will usually only cover the structure of the building.

Landlord contents insurance can help provide financial cover for some or all of your items, such as sofas, beds, kitchen appliances and other furnishings, if they’re damaged or stolen.

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Our Partners

Intasure works with an established partner to provide flexible insurance options.

What Our Customers Say About Us

Excellent

Based on 148 reviews

What Is Covered By Landlord Contents Insurance?

Landlord contents insurance helps to protect your furniture and possessions from a wide range of risks, including:

Intasure offers protection from the following risks:

Natural disasters such as storms, floods and earthquakes
Fires
Malicious damage
Accidental loss
Theft or attempted theft
Subsidence

What isn’t covered by landlord contents insurance?

Items in unoccupied properties and contents damaged through wear and tear may not be covered under this insurance policy. It’s important to review the terms and conditions of your landlord contents insurance policy to know what’s covered and what’s not.

Do I need landlord contents insurance?

While landlord contents insurance isn’t a legal requirement, it’s worth considering. Without this policy, you may be left out of pocket if items in your leased property are damaged or stolen.

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Landlord Insurance Related Products

As well as landlord contents insurance, we offer a range of products to meet your needs as a landlord, including:

Key cover

helps protect against lost or stolen keys
Landlord legal expenses

includes legal advice and also covers legal costs in property disputes
Unoccupied property insurance

helps protect properties that have been left unoccupied for 30 days or more
Buildings insurance

provides cover if there’s damage to the structure of your building, such as your doors and windows
Loss of rent and alternative accommodation

helps cover lost income after an insured event if the property is uninhabitable
Landlord liability insurance

provides cover for claims of damage or injury caused by your property
Accidental damage

provides cover for accidental damage to buildings and contents in the residence
Landlord multi-property insurance

insures multiple properties under one policy

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

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What Sort Of Properties Does Insurance Cover?

Whether you want to insure a flat, bungalow or semi-detached house, we’ll help you find suitable landlord insurance at Intasure. We insure the following types of properties:

Houses & Bungalows
Flats & apartments
Student accomodation

Why Choose Intasure For Landlord Contents Insurance?

With Intasure, you’ll get clear and caring guidance. Our UK-based team has been helping our valued customers with their home insurance for over 20 years. Need something answered or sorted quickly? Our team is on hand to help solve your queries promptly from Monday to Friday between 9 a.m. and 6 p.m. It’s why we’re rated Excellent on TrustPilot.

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How To Get Landlord Contents Insurance

Getting landlord contents insurance is quick and easy with Intasure. Call us or request a quote online. Our team of UK-based insurance specialists are here to help you find a policy that meets your needs.

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Policy Documents

View our policy documents to discover the cover Intasure can provide.

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FAQs:

Please note that these Frequently Asked Questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

Is landlord contents insurance a legal requirement?

No, landlord contents insurance isn’t a legal requirement, but it offers valuable protection for the contents of your rental property. Without this policy, you may need to pay to replace or repair damaged or stolen items.
How much does landlord contents insurance cost?

The cost of landlord contents insurance varies depending on various factors, including the type of property, property location, content sums insured and the security in place at the premises.
What if my property is unoccupied?

Your landlord policy may cover you for a period of unoccupancy, however it is important to check your documentation as exclusions may vary.
Are fixtures and fittings covered?

Yes, fixtures and fittings such as curtains and carpets are covered with landlord contents insurance.
Can I use regular home contents insurance as a landlord?

Nothing is stopping you from using regular home contents insurance as a landlord. But it’s worth remembering that it may not protect your contents, so you may be left to pay to replace or repair them if they’re damaged or stolen.
Do I still need landlord contents insurance for an unfurnished property?

Although it’s not a legal requirement, landlord contents insurance for unfurnished properties can still benefit you. It can cover other items that will likely be installed inside the property, such as washing machines and dishwashers.